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Inspiring Young Investors

February 1, 2017 Lifestyle, Your Money Comments Off on Inspiring Young Investors
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By Dylan Winick
The Wakefield Investment Club is a fantastic opportunity for students of the upper school to learn about investment and finance.  For many students, this club serves as their first exposure to information and skills pertinent to the investing world.  The club began as the brainchild of Wakefield School’s Chairman of the Board of Trustees, John Neff.  As a professional investor, he feels that understanding the value of a business is a necessary tool to offer students.  By gaining some background in investment, members of the Investment Club are able to supplement their education with real world experience in a unique way.  In the words of Neff, “There is real learning, real responsibility, and real opportunity for those interested.  We’ve only scratched the surface of the Investment Club’s full potential.” … Continue Reading

Your Non-Mobile Website Is Costing You

August 7, 2015 Your Money Comments Off on Your Non-Mobile Website Is Costing You
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By B. Brandon Barker

The stats are real: 67 percent of people are viewing your website for the first time on a mobile device. For some potential customers, it’s a huge inconvenience (and sometimes a deal breaker) when they can’t find your products or location from a few taps on their phone. Almost 50 percent of e-commerce activity is mobile, and an increasing number of shoppers exclusively shop on mobile devices.

What makes a website mobile-friendly? In a nutshell, it needs to be readable and clickable from a small, handheld screen – a mobile phone or a tablet.

According to the Google Blog, a page is eligible for the “mobile-friendly” label if it meets the following criteria as detected by Googlebot: … Continue Reading

What You Don’t Know About Propane – But Should

December 10, 2014 Lifestyle, Your Money Comments Off on What You Don’t Know About Propane – But Should
daveschultz

Answers And Insights That Could Save You Thousands
An Interview With Dale Schultz

Where Does Propane Come From?
Dale Schultz: Propane is a by-product of drilling for Natural Gas (Methane). All propane in our area comes from North America. The U.S. is a net exporter of propane, primarily to Central and South America. The propane is separated from the methane, butane, and ethane at the refinery. Propane is transported to our area via rail and pipelines.

Is Propane less costly than home heating oil and diesel fuel?
DS: Adjusted for BTUs, propane is about $1.00/gallonless than either home heating oil or diesel. This why school districts around the country are converting their school bus fleets to operate on propane. It is not only saving them money, but equally important propane burns cleaner than diesel. … Continue Reading

Looking Long Term … Towards Solar Power

October 1, 2014 Your Money Comments Off on Looking Long Term … Towards Solar Power

Is solar power coming? Nationwide statistics indicate that the national answer question is “yes.” A first-ever Solar Home & Winery Tour in Loudoun County – held in September – is a sign that more and more people in the county are looking into solar power.

With respect to Virginia, the Solar Energies Industry Association reports that the state ranks only 27th nationally in the growth of solar power. However, a quick look at a map of the state shows a large cluster of solar-related companies – including manufacturers, contractor/installers, project developers and engineering professionals – in the northern Virginia, Washington D.C. and Maryland region. So, the market is there. Virginia ranks second out of five categories in terms of how affordable residential solar power installation is. While solar power can dramatically reduce your energy bills, the average cost of residential system in not insignificant – $10,000–$15,000 in our state. … Continue Reading

The Builder’s Wife: The Evolution of Green

May 2, 2012 Lifestyle, Your Money Comments Off on The Builder’s Wife: The Evolution of Green
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By Cathy Little

There’s a lot of talk these days about Going Green. But, how much of it is reasonable and useful to do?  Can we be kinder to the environment and reduce our utility bills without spending too much green to go green?!

Due to industry innovation many green technologies have improved in efficiency and come down in price in the last few years.

Others are not yet practical options for Northern Virginia. … Continue Reading

Amy V. Smith’s Money Talks

Amy Smith-BRL

Meet Amy Smith, our newest columnist who will write here each month on how to plan for an independent financial future. She will give special attention to the needs of pre-retirees and widowed and divorced women.

It’s hard to take up the subject of financial planning these days when so many individuals and families have been hit so hard by the recession. And yet, there’s probably no better time to begin to look ahead than right now.

As J. Pierpont Morgan, a gentleman who knew a fair bit about money, said, “The first step toward getting somewhere is to decide that you are not going to stay where you are.” … Continue Reading

Belt-tightening Homeowners Discover the Value of Do-It-Yourself Painting

October 28, 2010 Business, News, Your Money Comments Off on Belt-tightening Homeowners Discover the Value of Do-It-Yourself Painting

By Debbie Zimmer

Declining home values, tight credit, and concern about the jobs picture are causing homeowners to scale back their remodeling plans, according to industry sources. At the same time, more consumers are discovering the satisfaction and cost-savings to be had with do-it-yourself painting. “While economic stress has taken its toll on consumer spending, people still want their homes to look attractive,” says Debbie Zimmer, spokesperson for the Paint Quality Institute. “For many homeowners, the solution is to take things into their own hands and do their remodeling with paint.”

The economic benefit of sprucing up with paint is apparent when you consider the average cost of remodeling a kitchen or bath – two rooms that homeowners frequently focus on. According to the latest survey by Remodeling magazine, a mid-range bathroom remodel costs $16,142, while a “minor” kitchen remodel runs $21,411.

“By way of contrast, you’d be hard-pressed to spend more than $100 or so repainting a bathroom or kitchen yourself … For a few dollars more, you could even go one step further and repaint the cabinets and woodwork to give the room a totally new look. Granted, repainting would still leave the existing fixtures and appliances in place, but in terms of appearance, a fresh coat of paint can do wonders in remaking a room,” says Zimmer.

The story’s the same when it comes to exterior remodeling. Take the front door, for example. “The average cost of installing a new fiberglass entry door is nearly $3,500, but you could easily repaint an existing door for $30 or so in just a couple hours’ time,” Zimmer says.

Bigger savings are possible for those willing to tackle their exterior walls. Rather than spending more than $13,000 on average to have a contractor install vinyl siding, for example, the do-it-yourselfer’s cost for materials to repaint existing wood, vinyl, or aluminum siding would likely be well under $1,000.

“Do-it-yourself painters are the ones who reap the greatest savings, but big savings are available even to those who hire a professional painter to do the work,” says Zimmer. “It might cost $800 to hire a contractor to repaint a bathroom, but that’s a far cry from the $16,000 average cost to remodel the room.” For those who want to save the most and do their own painting, Zimmer offers some tips:

  • Spend time doing good surface preparation before starting to paint. Make sure all the surfaces are clean and free of dirt and rime, mildew, and flaking or peeling paint …

  • Use high quality brushes and rollers, and when working outdoors, use quality spraypainting equipment. Better tools and equipment apply the paint more evenly, make the work go faster, and produce a better-looking paint job. vUse top quality 100 percent acrylic latex paint.

Zimmer explains: “Since these paints have better hiding characteristics, they’ll cover even dark colors in fewer coats, and many of them function as both primer and paint. As a result, they offer a lot of built-in cost savings. Top quality 100 percent acrylic paints are also easy to apply and they produce a tough, durable finish that will last for years, making them a great value in terms of cost-per-year-of-service.”

According to Zimmer, the trend toward do-it-yourself painting, and painting in general, will likely continue. “Recent surveys indicate that consumers’ spending habits will be permanently changed as a result of today’s tough economic conditions. As time goes on, we expect more people to discover that repainting is a very affordable, and very effective, way to beautify their homes,” she says.

For more detailed information about surface preparation, paints, and painting, visit the Paint Quality Institute website at www.paintquality.com.

Small Steps To Add Energy Efficiency to Your Kitchen.

May 20, 2010 Lifestyle, Your Money Comments Off on Small Steps To Add Energy Efficiency to Your Kitchen.

We are all aware of the push to save energy. Here are some easy ways to reduce energy usage in your kitchen. Most of us have heard some if not all of this before. A lot of us dismiss the information and continue life as usual. Try making a conscious effort when you’re in the kitchen to remember some these techniques. Don’t try to make too many changes at once. It will only frustrate you and you’ll slip back into the old habits. Try just one thing for starters, for example letting your dishes air dry. After a couple of weeks it will become habit. Next put a sign on your oven door, “Don’t Peek”. After a few false starts it too will become habit and you’ll be able to take the sign down.

Your appliances including your refrigerator, dishwasher and range use about 13 percent of your home’s energy. Here are some general guidelines for improving the efficiency and cutting energy costs.

Refrigerators

Adjust the refrigerator temperature settings. Optimum refrigerator range is 37 to 40°F and freezer range is 0 to 5°F. Check your owner’s manual for settings if the temperature control does not specify degrees. A full refrigerator retains cold better than an empty one. The mass of cold items will help the refrigerator to recover more quickly after the door has been opened however don’t overfill it. That will interfere with the circulation of cold air inside. Minimize door openings as much as possible, easier said than done with children in the house. When you do have to purchase a new one keep in mind that top freezer models are 10 to 25 percent more efficient than a side by side. And look for a model with an ENERGY STAR sticker.

Dishwashers

Run the dishwasher only when you have a full load. Running it after 7:00 p.m. will avoid using energy at peak hours. Avoid using the “rinse hold” setting on your dishwasher. “Rinse hold” uses three to seven gallons of hot water for each use, and heating water takes extra energy. Pieces of food can build up over the dishwasher drain and cause the dishwasher to work harder. Check the drain regularly to ensure it does not become clogged. If your dishwasher has an air-dry setting, use it instead of the heat-dry setting. You will cut the dishwasher’s energy use 15 to 50 percent. If there is no air-dry setting, turn the dishwasher off after its final rinse and open the door. When replacing your dishwasher choose an ENERGY STAR model with settings such as partial load setting (which uses less hot water) and energy-efficient drying cycles and the option of air dry and heat dry settings.

Cooking

Avoid preparing meals that require you to use the range or oven extensively on hot days. This helps to reduce the load on your air conditioner and makes you feel more comfortable in your home. Don’t peek. Every time you open the oven door to look at the food, the oven temperature is lowered by 25°F to 75°F. Use cooking time wisely. Turn off the electric range two to three minutes before the task is done and allow the residual heat to finish the job. Use microwave ovens to save energy. Microwave ovens are about 33 percent more efficient than convection ovens and 66 percent more efficient than conventional ovens. Use the right sized pot on stove burners. A 6″ pot on an 8″ burner wastes over 40 percent of the burner’s heat. Also, cover pots and pans to keep heat in. When it is time to replace the appliance if purchasing an electric range look for one containing ceramic, halogen or induction range elements. They are more efficient than the type containing electric coils. They are also easier to clean and allow for greater temperature control. Consider purchasing a self-cleaning oven. It’s better insulated than other models, so they are more energy-efficient when used appropriately. Select an oven with a window. This allows you to check food without opening the door. Consider a convection oven. A convection unit in combination with a conventional oven cooks faster at lower temperatures.

This article written by Debi Skaggs of Lou Who Contracting, Inc. for informational purposes only. Lou Who Contracting provides conventional and alternative Heating and Air Conditioning solutions for residential and light commercial buildings in Loudoun, Clarke and Frederick County Virginia.

Surviving the Holidays

December 10, 2009 News, Your Money Comments Off on Surviving the Holidays

With Christmas fast approaching, panic is evident in the malls and shopping centers as people try to get all of their shopping done. With the tough economic situation this year, a little creativit … Continue Reading

Panel Offers Business Coaching

April 24, 2009 Business, Your Money Comments Off on Panel Offers Business Coaching

April 24, 2009

Last Thursday the Town of Purcellville hosted a Small Business Roundtable at the Carver Center. The event brought area small business owners face-to-face with a panel of nine business experts who offered advice and insight along with 30-days of personal coaching and consultation at no cost.

The experts presented 10-minute tutorials on legal, insurance, healthcare, technology, and commercial real estate issues. Over the next 30-days, registered business owners can tap into these experts as their own private consultants to answer questions and discuss ideas.

To find out more about the Roundtable or other future Roundtables, call Dee Cook at 703-777-2581, or e-mail dee.cook@vafb.com. To register as a Purcellville area small business and to set up your own session with the panel members, call Patrick Childs at 703-338-7421, or e-mail PCHILDS@purcellvilleva.gov.


 

 

 

 

 

Columns

The Holocene Climate

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(Public Input Loudoun County Board of Supervisors, 7 March, 2017) Figure 1 shows the climate variation over the last million years. The low points on the curve correspond to ice ages when glaciers up to a mile thick covered New …

Choosing To Forgive

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By Samuel Moore-Sobel “Truly forgiving is the ability to say, ‘Thank you for giving me that experience.’” James Arthur Ray vaulted into fame on the Oprah Winfrey Show back in the mid-2000’s. Stunned hearing these words while watching The Rise and …

Five Key Retirement Questions

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Beyond asking yourself where you see yourself and even what your lifelong goal are, effective retirement and longevity planning begs some very big questions. Review the points below and consider how housing, transportation and health considerations all play a role …

Work Woes

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By Michael Oberschneider, Psy.D. Dr. Mike, I’m a manager at a large tech company and my boss has directed me to fire someone on my team, but as a Christian, I just can’t do it. It’s true that the employee …

Joy or Suffering

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By Mary Rose Lunde No one likes to suffer. When given the chance, many people would choose to laugh rather than cry, to sit in silence with their friends rather than talk through their feelings, because not even their friends …

Wage Radio

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I will always remember – very fondly – the first time I ever set foot on the property at 711 Wage Drive Southwest in Leesburg, Virginia. It was a warm, sunny July morning in 1997, and I’d driven all the …

Speaking Truth to Power

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“With public sentiment nothing can fail. Without it nothing can succeed.” Abraham Lincoln On Thursday evening, February 23, I requested the Board of Supervisors pass a proclamation resolving to support the March for Science on Earth Day, April 22 [1]. …

Student News

Congratulations, Class of 2016

6 Jul 2016

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Woodgrove High School’s Class Of 2016 Graduation – By Amanda Clark On June 16, Woodgrove’s Class of 2016 was the 5th graduating class to walk the stage and accept their diploma. The ceremony was filled with anticipation as the chorus, …

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Buckland Earns Degree In Medicine

6 Jul 2016

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Molly Buckland, D.O., graduated from the West Virginia School of Osteopathic Medicine with a degree of Doctor of Osteopathic Medicine on May 28. While at WVSOM, Dr. Buckland received the Dr. Roland P. Sharp President’s Award and the James R. …

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Adams Promoted To Lieutenant

6 Jul 2016

adamspromoted

Lt. James Adams, from Sterling and a Potomac Falls Halls Graduate, earned the promotion to the rank of Lieutenant. Adams is a Navy Week and Executive Outreach Planner for the Navy Office of Community Outreach in Millington, Tennessee. U.S. Navy …

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Calendar

March 2017
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
February 27, 2017 February 28, 2017 March 1, 2017 March 2, 2017 March 3, 2017

LAST HAM STANDING COMEDY IMPROV

LAST HAM STANDING COMEDY IMPROV
March 4, 2017

Notaviva Vineyards - Bluegrass Jam - FREE event

Notaviva Vineyards - Bluegrass Jam - FREE event
March 5, 2017
March 6, 2017 March 7, 2017 March 8, 2017 March 9, 2017 March 10, 2017 March 11, 2017 March 12, 2017
March 13, 2017 March 14, 2017 March 15, 2017 March 16, 2017 March 17, 2017 March 18, 2017

Wine & Chili Weekend

Wine & Chili Weekend
March 19, 2017

Joshua Carr River Safety Foundation Rummage Sale

Joshua Carr River Safety Foundation Rummage Sale
March 20, 2017 March 21, 2017 March 22, 2017 March 23, 2017 March 24, 2017

March Fourth Friday

March Fourth Friday
March 25, 2017 March 26, 2017

Spring Brunch

Spring Brunch

Spring Brunch

Spring Brunch
March 27, 2017 March 28, 2017 March 29, 2017 March 30, 2017 March 31, 2017 April 1, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

Nebbiolo Vertical Tasting

Nebbiolo Vertical Tasting

Notaviva Vineyards - Bluegrass Jam - FREE event

Notaviva Vineyards - Bluegrass Jam - FREE event

Old Time Country Ham and Turkey Dinner

Old Time Country Ham and Turkey Dinner
April 2, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

GALLERY COFFEEHOUSE: Readers Theater, “One Slight Hitch”

GALLERY COFFEEHOUSE: Readers Theater, “One Slight Hitch”
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Lifestyle

Sterling Library Moving To New Location

25 Mar 2017

Library

Sterling Library’s current location, 120 Enterprise St., Sterling, will close beginning Saturday, March 25, to prepare for the opening of the new Sterling Library on Saturday, April 15. Patrons can return library materials using the drop box at the new location, 22330 S. Sterling Boulevard.

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Middleburg Gallery Presents Country Pursuits Exhibit

25 Mar 2017

Mr and Mrs Andrews 24x35 59 2016 whelan

The Gallery on Madison in Middleburg is presenting an exhibit of Brian Whelan’s (a London Irish painter now settled in Waterford) ) transcriptions of a gallery of paintings by Thomas Gainsborough, ‘Mr. and Mrs. Andrews’ through April 2. The exhibit includes 23 paintings, two masks, two graphics, and nine preparatory drawings.

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Loudoun Workforce Resource Center Presents STEM Career Fair March 28

16 Mar 2017

Illustration of STEM education word typography design in orange theme with icon ornament elements

Anyone interested in a career in the rapidly growing field of STEM (Science, Technology, Engineering and Math) is encouraged to attend an upcoming STEM Career Fair in Loudoun. The Loudoun Workforce Resource Center, in partnership with Northern Virginia Community College (NVCC)’s Loudoun campus and NOVA SySTEMic Solutions, is holding a STEM Career Fair Tuesday, March 28, from 1:00 to 4:00 …

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Editorial

Priscilla Nabs Plum Planning Commission Post

Loudoun County Seal Color

Appointment Shocks Many On January 3 Supervisor Tony R. Buffington Jr. (R-Blue Ridge) nominated Tom Priscilla for the Loudoun County Planning Commission to represent the Blue Ridge District. Priscilla was …

Op-ed

Opinion: Terrorism, Debt, and China: Oh My!

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– By Nick Reid world can be a very dangerous place sometimes, especially for a nation state such as the United States. Although danger is always present, the number and …

Metro Money Mess Pushing West

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– By Delegate Dave LaRock (R-33rd) A local paper recently quoted Loudoun Board Chair Phyllis Randall as saying that in her observation “some of the concerns raised by the people …

Dear Editor

Why Williams Gap Road Should Not Be Paved

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Today, most residents of Loudoun County know nothing about Williams Gap, even those living on Williams Gap Road (Route 711). Knowing who “Williams” was, why a gap in the Blue …

Vote No To the Minor Special Exception

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We are a group of Loudoun County citizens who will be adversely affected if the board grants a special exception for the Catesby Farm property at your upcoming meeting. You …

View From the Ridge

Broken Promises, Hidden by a Six-Foot Berm

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By Andrea Gaines On August 9, 1825 at the age of 69, French military officer the Marquis de Lafayette was honored in Leesburg by former President James Monroe. The French-born …

Around Virginia

Virginia Schools Kick Off Statewide Campaign To Encourage Safe Teen Driving

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More teen drivers in Virginia will be involved in traffic crashes between the months of May and August than any other time of the year, statistics show. To help save lives and prevent such crashes during the high-risk warm weather months, Virginia schools are kicking off a statewide teen safety …

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Protecting Free Speech

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By Dave LaRock (R-33) As elected officials and members of the legislature, our most fundamental responsibility is to protect God-given constitutionally protected rights. The First Amendment of the United States Constitution prohibits the government, including governmental public colleges and universities, from infringing on free speech and the free exercise of …

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Walbridge To Run for State Delegate in the 33rd District

Tia walbridge

Tia Walbridge announces her run for the District 33 seat in the Virginia House of Delegates. Walbridge is a wife and mother of two daughters and an active member of the Round Hill community. “Like many people in our district, my family has found its prosperity in a Virginia-based small …

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Sports

Vikings Runner-Up at the State Championship 

8 Mar 2017

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The Loudoun Valley Vikings are the boy’s runner-up at the VHSL 4A State Indoor Track and Field Championships at Roanoke College.  During the 2015-2016 school year, the Loudoun County School Board approved Indoor Track and Field as a Tier 2 (self-funded) sport.  The seven boys competing scored 48 points, second …

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WLVBC U14 Boys Finish 3rd at VA Beach Event

23 Feb 2017

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The Western Loudoun Volleyball Club’s U14 Boys Team garnered 3rd place in their first travel tournament of 2017, the Virginia Beach Invitational. This event was held Feb. 18-19 and featured more than 24 teams from the U14 to U18 age group. The team was second on their net on day …

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