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Social Security is Worth the Wait

November 2, 2011 by Blue Ridge Leader filed under Amy V. Smith’s Money Talks, Columns No Comments
Amy Smith-BRL

By Amy V. Smith

According to the Social Security Administration, more than nine out of ten individuals age 65 and older receive Social Security benefits.

Anyone considering retirement and drawing Social Security retirement benefits should have an understanding of how this important decision will affect his or her family and themselves. For someone whose full retirement age is 66, drawing benefits at age 62 permanently reduces an individual’s per year base benefit by 25 percent. While it is true that some people needed to retire, or found themselves in situations where the decision was made for them, it is more financially advantageous to wait. “If you wait, you will receive a guaranteed increase each year of seven to eight percent per year until you reach age 70,” says Raymond James Senior Tax and Estate Consultant Susan Hartman.

If you start collecting benefits and change your mind, you can withdraw your application for retirement benefits within 12 months of your first month of entitlement. You are limited to one withdrawal per lifetime. If your request is granted, you need to repay the SSA all of the payments you and anyone else have collected as benefits and subsequently refile as if it were your first time filing.

Of course, receiving Social Security benefits is only a supplement to retirement income from other sources, including investments and retirement plans. And while some expenses will go away, others will remain—and increase—like healthcare and Medicare. “If you can afford to wait, do so, even if you have to spend assets while you wait,” says Hartman.

However, it is likely that Social Security will provide a smaller portion of retirement income than you expect. In order to keep the system solvent, some changes will likely be made. The younger and wealthier you are, the more likely these changes will affect you. But keep in mind that Social Security was never meant to be the sole source of income for retirees. As President Dwight D. Eisenhower said, “The system is not intended as a substitute for private savings, pension plans, and insurance protection. It is, rather, intended as the foundation upon which these others forms of protection can be soundly built.”

No matter what the future holds for Social Security, focus on saving as much for retirement as possible. When combined with your future Social Security benefits, your retirement savings and pension benefits can help ensure that you’ll have enough income to see you through retirement.

Remember, Social Security also offers disability and survivor’s benefits. With all the focus on retirement benefits, it’s easy to overlook the fact that Social Security also offers protection against long-term disability. And when you receive retirement or disability benefits, your family members may be eligible to receive benefits, too.

Another valuable source of support for your family is Social Security survivors insurance. If you were to die, certain members of your family, including your spouse, children, and dependent parents, may be eligible for monthly survivors benefits that can help replace lost income.

Do not forget to consider taxes in addition to reduced or withheld benefits before Full Retirement Age. Always consider the net (after-tax) benefits you will receive. A working spouse may cause more of your benefits to be taxed – and at potentially higher tax rates.

For divorced individuals, an individual must be unmarried when he or she applies for benefits if applying for spousal benefits based on an ex-spouses work history. If a widow or widower collecting survivor benefits remarries, he or she does not lose benefits.

You should apply for Social Security benefits approximately three months before your retirement date. No matter when you apply for Social Security, you’ll be eligible for Medicare at age 65, so make sure you contact the SSA three months before you turn 65, even if you plan to retire later.

For specific information about the benefits you and your family members may receive, visit the SSA’s website at www.socialsecurity.gov, or call 800-772-1213 if you have questions.

I welcome your comments. Just send me an email at amy.v.smith@raymondjames.com. All names and identifying information will be kept strictly confidential unless written permission is given for their use.

© Amy V. Smith Wealth Management, LLC, is an independent firm. Amy is a Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA) and offers securities through Raymond James Financial Services, Inc., member FINRA/SIPC. Her office is located at 161 Fort Evans Road, NE, Ste 345, Leesburg, VA 20176. www.amysmithwealthmanagement.com.

The opinions and recommendations here are those of the columnist.

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Sustainable Planet

Open Letter to the Board of Supervisors

25 Jul 2014

For the Public Input Session on September 3, 2014 Excerpts from the following article will be presented to the Loudoun County Board of Supervisors on September 3, 2014 at the public input session. “The vital signs reflect “the largest changes …

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– By Donna Williamson There is so much information out there about gardening and planting – it makes my head spin. Some good information, some bad information that just gets repeated over and over – so here is some info …

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What Should I Do With The Rest Of My Life?

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- By Samuel Moore-Sobel Like many other students more than halfway through college, I find myself contemplating what I am going to do with the rest of my life. Lately I have been considering attending law school. Being a lawyer …

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Student News

Loudoun Student Awarded Environmental Scholarship

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Local Residents Graduate from the College of William & Mary

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Kevin Sherman Graduated from Ithaca College

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Events

July 2014
M T W T F S S
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Village at Leesburg VAL’s Pals

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June 30, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

1

Village at Leesburg VAL’s Pals

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July 1, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

2

Village at Leesburg VAL’s Pals

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July 2, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

VAL's Pals Kid's Club

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July 2, 2014N/A

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA
314-602-1325

FREE activity every Wednesday at 10 a.m. Held in Community Room at 1601 Village Market Blvd. #100, next to Plow & Hearth and across from Cobb Theatres, unless noted. 

  • July 2  – Paul Hadfield aka “The Funny Guy” Clown Theater program

3

Village at Leesburg VAL’s Pals

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July 3, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

4

Village at Leesburg VAL’s Pals

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July 4, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

5

Village at Leesburg VAL’s Pals

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July 5, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

Saturday Summer Music Series

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July 5, 2014

Village at Leesburg
1602 Village Market Blvd., SE, Suite 215, Leesburg, VA 20175
Leesburg, 20175
USA
314-602-1325

Enjoy the sounds of summer every Saturday night through August 16! 5 – 8 p.m. in Fountain Court FREE. Bring your own chair or check out our new patio-style furniture in fountain court. Go to VillageAtLeesburg.com for full schedule.  Check facebook/villageatleesburg.com

  • July 5thTed Garber

Conversations in History Series: The Nature of Sacrifice

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July 5, 2014

Mt Zion Church
40309 John Mosby Hwy
Aldie, 20105

Carol Bundy, author and historian, will speak on William Hathaway Forbes and the California Battalion's confrontation of Colonel John S. Mosby, 1864. Co-hosted by Mosby Heritage Area Association and Northern Virginia Regional Park Authority.

6

July Sunday Brunch at Breaux Vineyards

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July 6, 2014

Breaux Vineyards
36888 Breaux Vineyards Lane
Purcellville, 20132
United States

End your Holiday weekend with a delicious Sunday Brunch! Take a break from the sunshine and heat to enjoy a 3-course meal paired with delicious Breaux Vineyard wines while overlooking the sweeping views! Chef Author from Grandale Farms has prepared a delicious farm to table meal for you to enjoy.

Tickets are $60 per person / $55 Cellar Club members

Cavaliers, Courage & Coffee Program

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July 6, 2014

Mt Zion Church
40309 John Mosby Hwy
Aldie, 20105

As part of the sesquicentennial events for the Battle of Mt Zion Church, the Gray Ghost Interpretive Group will offer a lantern lit dramatic evening. 540-687-5578.

7 8 9

VAL's Pals Kid's Club

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July 9, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA
314-602-1325

FREE activity every Wednesday at 10 a.m. Held in Community Room at 1601 Village Market Blvd. #100, next to Plow & Hearth and across from Cobb Theatres, unless noted. 

  • June 9 –  Zumba for kids

VAL Movies Under the Stars

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July 9, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175

FREE VAL Lawn Chair or Picnic Blanket for the first 50 families each week! Check out your film favorites at our NEW summer outdoor movie series. Grab refreshments from your favorite VAL restaurant, bring your own lawn chair and have fun! Go to VillageAtLeesburg.com for full schedule. For inclement weather updates, visit Facebook.com/VillageAtLeesburg. One giveaway per family, while quantities last. July 9 – The Goonies  PG  111 mins

10 11 12

9th Annual Key West Festival

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July 12, 2014

Breaux Vineyards
36888 Breaux Vineyards
Purcellville, 20132
USA

Come enjoy our "Vineyard in Paradise" at the 9th annual Key West Fest!  Wine tastings, food vendors,  live music, kids' activities and more!

Local crafters and vendors will also be on-site selling their wares and have great items you could win!  We will draw prizes under the band tent during the band breaks!

Please remember, no dogs or picnics are permitted at our festivals! 

Ticket sales coming soon!

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14 15 16 17

Increase Your Reach: Social Media Advertising for Business

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July 17, 2014

Why use social media advertising? What should your goals be? Facebook/Twitter/LinkedIn—what’s best for your business? How can you analyze results to ensure that you’re getting your money’s worth?

Get answers. Maximize the power of your SM advertising.

Presenter:  Kona Gallagher,  Marketing Program Coordinator for Loudoun County’s Department of Economic Development.

REGISTER at Loudoun SBDC.eventbrite.com

Fee:  $25 registration online; $30 at door
Those who pay at the door are not guaranteed seating or handouts.

18 19

Summer Saturdays

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July 19, 2014

Village at Leesburg
1602 Village Market Blvd SE
Leesburg, 20175
USA
5712912288

Village at Leesburg presents a music concert series. Come listen to various artists on Saturday July 19th, Saturday August 2nd, Saturday August 9th, Saturday August 16th, Saturday August 30th, Sunday August 31st, and Monday September 1st at Village at Leesburg in Fountain Court. There will be performances by Paul Pfau & Connor Pledger (R&B former The Voice contestants), Julian Roso (Acoustic Pop), Todd Wright Band (Alternative Pop Covers), Poorhouse Rd (Americana Blues), Music Bone (Electric Rock/Jazz), Gina de Simone & The Moaners (Swing/Dance), AJ Sith & The Apollo (Indie Rock) on alternating nights. For the full music schedule please visit villageatleesburg.com

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21 22

JUL Loudoun Federal Contractors Group Networking Event

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July 22, 2014

Patrick McMahon, Attorney - McMahon, Welch and Learned, PLLC, will present briefly on “Negotiating Teaming & Subcontracting Agreements from a Small Business Subcontractor Perspective.”

 

SPONSOR:   TD Bank, N.A.

 

Let’s continue building federal contracting relationships in Loudoun. Whether you’re a contracting neophyte or veteran, this event can help you move forward on your contracting goals.

The group’s founder, Loudoun SBDC, is a resource partner with the SBA. It has been helping to launch/grow government contracting businesses for over 10 years. It has strong partners within the economic development community and is well-positioned to assist you!

 

FREE but REGISTER at LoudounSBDC.eventbrite.com.

23

VAL Movies Under the Stars

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July 23, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA

FREE VAL Lawn Chair or Picnic Blanket for the first 50 families each week! Check out your film favorites at our NEW summer outdoor movie series. Grab refreshments from your favorite VAL restaurant, bring your own lawn chair and have fun! Go to VillageAtLeesburg.com for full schedule. For inclement weather updates, visit Facebook.com/VillageAtLeesburg. One giveaway per family, while quantities last. July 23 – Despicable Me PG  119 mins

Movies Under The Stars

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July 23, 2014

Village at Leesburg
1602 Village Market Blvd SE
Leesburg, 20175
USA
5712912288

Come enjoy free movie screenings at Village at Leesburg. July 23rd Despicable Me (Rated PG) will be shown. August 6th will be the winning fan favorite vote. Choices are: Superman (original-Rated PG), Willy Wonka (Rated G), Surf's Up (Rated PG), and Smurfs (Rated PG). Vote on Facebook!August 20th Frozen (Rated PG) will be shown. Free event chair or picnic blanket will be given to the first 50 families!

24

VAL Movies Under the Stars

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July 24, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA

FREE VAL Lawn Chair or Picnic Blanket for the first 50 families each week! Check out your film favorites at our NEW summer outdoor movie series. Grab refreshments from your favorite VAL restaurant, bring your own lawn chair and have fun! Go to VillageAtLeesburg.com for full schedule. For inclement weather updates, visit Facebook.com/VillageAtLeesburg. One giveaway per family, while quantities last. July 23 – Despicable Me PG  119 mins

25

VAL Movies Under the Stars

Close

July 25, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA

FREE VAL Lawn Chair or Picnic Blanket for the first 50 families each week! Check out your film favorites at our NEW summer outdoor movie series. Grab refreshments from your favorite VAL restaurant, bring your own lawn chair and have fun! Go to VillageAtLeesburg.com for full schedule. For inclement weather updates, visit Facebook.com/VillageAtLeesburg. One giveaway per family, while quantities last. July 23 – Despicable Me PG  119 mins

July Fourth Friday at Breaux Vineyards

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July 25, 2014

Breaux Vineyards
36888 Breaux Vineyards Lane
Purcellville, 20132
USA

July Fourth Friday! July 25; 5:00 PM - 9:00 PM

Each month our "Fourth Fridays" event boasts a fabulous evening of wine + entertainment worth sharing with family and friends.  This month's fourth Friday falls on July 25th.  We will have live music, wine to taste and food to eat.  Don't miss out on this fun summer evening - come soak in the views, the music and of course some terrific vino!

No reservation needed - We'll see you Friday the 25th!

26

Village at Leesburg 5th Annual Summer Block Party

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July 26, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA
314-602-1325

Saturday, July 26

3 – 8 p.m.  FREE

Join us for this FREE family event with live bands, entertainers, inflatables, food, sidewalk sales and fun activities throughout the entire center.  Go to VillageAtLeesburg.com for full schedule. 

 

27
28

Blue Ridge Thunder Cloggers Summer Camps

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July 28, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

29

Blue Ridge Thunder Cloggers Summer Camps

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July 29, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

30

Blue Ridge Thunder Cloggers Summer Camps

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July 30, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

31

Blue Ridge Thunder Cloggers Summer Camps

Close

July 31, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

1

Blue Ridge Thunder Cloggers Summer Camps

Close

August 1, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

2

Loudoun County Sheriff’s Office (LCSO) Child Safety Day

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August 2, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA

Saturday, August 2 from 12pm-4pm  FREE

Get up close to awesome rescue squad vehicles and cool interactive displays! Enjoy music, inflatables,  prizes and giveaways and more fun. Go to VillageAtLeesburg.com for full schedule.

Notaviva Vineyards - Bluegrass Jam - FREE event

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August 2, 2014

Notaviva Vineyards
13274 Sagle Rd
Purcellville, 20132
540-668-6756

Notaviva Vineyards presents their monthly Bluegrass Jam a FREE event held the first Saturday of every month!

An event for all ages featuring Ashby Run. Open to players of every skill level

3pm-6pm Saturday 7/5

Wine available by the glass and by the bottle, lite snacks available. Must be 21 to drink alcohol.

Summer Saturdays

Close

August 2, 2014

Village at Leesburg
1602 Village Market Blvd SE
Leesburg, 20175
USA
5712912288

Village at Leesburg presents a music concert series. Come listen to various artists on Saturday July 19th, Saturday August 2nd, Saturday August 9th, Saturday August 16th, Saturday August 30th, Sunday August 31st, and Monday September 1st at Village at Leesburg in Fountain Court. There will be performances by Paul Pfau & Connor Pledger (R&B former The Voice contestants), Julian Roso (Acoustic Pop), Todd Wright Band (Alternative Pop Covers), Poorhouse Rd (Americana Blues), Music Bone (Electric Rock/Jazz), Gina de Simone & The Moaners (Swing/Dance), AJ Sith & The Apollo (Indie Rock) on alternating nights. For the full music schedule please visit villageatleesburg.com

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Recent Comments

View From the Ridge

There’s a New Gang in Town – And Isn’t It Time?

3 Jun 2014

blueridge2

For many, the recent town-wide elections in Purcellville present all of western Loudoun with a significant opportunity to launch a more citizen-focused future. On July 1 there will be a new mayor and a decidedly different balance of power on the Purcellville Town Council, as four new members with fresh …

(4 comments)

Editorial

War Madness

25 Jul 2014

dying gaul

The Dying Gaul By John P. Flannery In a world that prefers to war, can’t get enough of it, innocents are killed, and those senseless incidents in turn provoke more war. It happened in the Ukraine and the testosterone is running high. Ukraine calls to the West to put up or shut up with military force, not just economic sanctions. …

(Be the first to comment)

Bed and Breakfasts – Boon or Threat to the Rural Economy?

3 Jun 2014

malcolm_pamela_011

By Malcolm and Pamela Baldwin Breaking news, in case you missed it: the Board of Supervisors has created new rules for bed-and-breakfast establishments in Loudoun, among them an increase in the number and frequency of events – such as weddings – B&Bs are allowed to host on their properties. At the same time, the board also tightened fire safety, building …

(3 comments)

Lifestyle

Feed Loudoun – Fresh Food Drive

27 Jul 2014

Photo attached courtesy Julia Brizendine: What is gleaning? It is the harvesting of food for the needy. This tradition goes back to ancient times when landholders allowed folks in need to harvest left-over crops. In eighteenth century England, the sexton would often ring a church bell at eight o'clock in the morning and again at seven in the evening to alert needy families when they were invited to collect crops. As a volunteer, gleaning is a fun, family activity that usually lasts no more than about 2 hours on a beautiful day. It is also a good activity for groups who are looking for community outreach projects.

Special report by Mark Gunderman Photo courtesy Julia Brizendine: What is gleaning? It is the harvesting of food for the needy. This tradition goes back to ancient times when landholders allowed folks in need to harvest left-over crops. In eighteenth century England, the sexton would often ring a church bell at eight o’clock in the morning and again at seven …

(Be the first to comment)

Susan Greenbaum to Perform in Middleburg

17 Jul 2014

Susan_Greenbaum-live

The Bluemont Concert Series is proud to present Susan Greenbaum on Saturday, July 26 for the last of our four Saturday evening concerts in Middleburg. The concert begins at 7:30 p.m. The Middleburg concerts are now held at the Middleburg Community Center baseball field, located at 300 West Washington Street. Admission is $5 per person, $4 for Bluemont Friends and …

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Woodgrove High School Debate Camp

15 Jul 2014

Ms. Purvis’s WHS Debate Team is conducting a debate camp this summer from August 4 through August 8. It will be held each day from 8:00 to 11:30 a.m. at Woodgrove High School and is open to students who will be attending Woodgrove HS or Loudoun Valley HS. The purpose of the camp is to introduce aspiringdebaters to the art …

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Wild Loudoun

Fireflies – Green Sequins Of The Night

3 Jul 2014

fireflies jar

I don’t usually start my Wild Loudoun column by sharing information about the scientific classification into which a given plant, animal or insect falls. But, in the case of the firefly, it’s too fun not too … Fireflies are part of an insect family known as Lampyridae … as in “lamp.” Of course they are, you say. Firefly larva – …

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Around Virginia

VDOE Names Chief Academic Officer

Superintendent of Public Instruction Steven R. Staples today announced that John William “Billy” Haun of Charlottesville will become the Virginia Department of Education’s chief academic officer, taking the position of assistant superintendent of instruction on September 1. “I am delighted that Billy is bringing his knowledge, leadership and innovative ideas …

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LaRock Appointed to Joint Commission on Technology and Science

Dave_larock

Speaker of the House William Howell has appointed Delegate Dave LaRock as a member of the Joint Commission on Technology and Science (JCOTS), effective immediately and lasting for the duration of his term in the House of Delegates. The Commission meets several times throughout the year to “Study all aspects …

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Virginia Earns Top Special Education Rating from U.S. Department of Education

Virginia is one of only 18 states and territories earning a “meets requirements” designation under the US Department of Education’s (USED) new results-driven accountability model for rating state compliance with the federal Individuals with Disabilities Education Act (IDEA). Previously in rating states, USED focused on procedural requirements such as timelines …

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Sports

Ida Lee NFL Flag Football League Registration Ends July 28

20 Jul 2014

NFL_Flag_Football_at_IdaLee

Registration for the Fall 2014 NFL Flag Football league is currently ongoing for boys and girls, ages six to 14, and spots are filling fast. To secure a spot in the league, participants must register by Monday, July 28, 2014. The Ida Lee NFL Flag Football League is the premier …

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Lady Vikings Claim District Lacrosse Title

3 Jun 2014

ladyvikings

By Mac Shuford The Loudoun Valley girls lacrosse team beat Woodgrove 10-7 on May 22 for the district championship. It was a hard fought victory and a long time coming as Valley had never beaten Woodgrove until this game, having narrowly lost last year’s district and regional Titles in the …

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Letters

Good News – Virginia Budget Passed

3 Jul 2014

speak

I hope folks have heard the good news that Virginia has passed a two-year budget, and passed it without allowing our new governor to force …

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T-Mac Does an O’Bama

24 Jun 2014

blueridge2

Everyone by now has heard that the Virginia Legislature was able to pass a budget without medicaid expansion. This has infuriated the Governor who has …

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De-couple Medicaid Expansion from the Commonwealth’s Budget

11 Jun 2014

blueridge2

At a September 25, 2103, debate sponsored by the Fairfax Chamber of Commerce, then Mr. McAuliffe declared, “No budget will be shut down in Virginia …

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