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13 Financial Planning Strategies for 2013

June 4, 2013 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

Part three of a series
By Amy Smith

Congress passed the American Taxpayer Relief Act of 2012(ATRA) on New Year’s Day. A number of changes came out of the act that will affect your tax bill. In this month’s column, I will be offering financial planning strategies for you to consider in 2013 that by taking appropriate action may help you avoid an unexpected tax bill next April.

7. REVISIT YOUR PLANNED CHARITABLE GIVING
Charitable giving can reduce your tax burden and also provide a sense of satisfaction by benefiting your favorite causes. Generally, donations to qualified charities count as an itemized deduction for that tax year. This includes cash, real estate, or other assets. The deductibility of charitable gifts is based on several factors, such as the donor’s income, the nature of the donation, and the charity receiving the donation. A sound plan can help offset an increase in taxes in 2013 due to higher taxes. … Continue Reading

The “Fiscal Cliff”

September 5, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy Smith

What is the “fiscal cliff”? It’s the term being used by many to describe the unique combination of tax increases and spending cuts scheduled to go into effect on January 1, 2013. The ominous term reflects the belief by some that taken together, higher taxes and decreased spending at the levels prescribed have the potential to derail the economy. Whether we do indeed step off the cliff at the end of the year, and what exactly that will mean for the economy depends on several factors.

Will expiring tax breaks be extended?

With the “Bush tax cuts” set to sunset at the end of 2012, federal tax rates will jump up in 2013. We’ll go from six federal tax brackets (10 percent, 15 percent, 25 percent, 28 percent, 33 percent and 35 percent) to five (15 percent, 28 percent, 31 percent, 36 percent, and 39.6 percent). The maximum rate that applies to long-term capital gains will generally increase from 15 percent to 20 percent. … Continue Reading

What Does the Supreme Court Ruling on the Health-Care Reform Law Mean for You?

July 31, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

On June 28, 2012, the U.S. Supreme Court ruled in a landmark decision, that the Patient Protection and Affordable Care Act (ACA) including the provision that most Americans carry health insurance or pay a penalty, is constitutional.

The ACA, signed into law in 2010, made sweeping reforms to health-care coverage in the United States. Many provisions of the law have already taken effect. A number of other provisions are scheduled to take effect in subsequent years, including the requirement that most Americans and legal residents have qualifying health insurance (exceptions apply) or pay a penalty in the form of a tax. … Continue Reading

Asset Allocation in Retirement

June 6, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy Smith

Asset Allocation in Retirement
Your asset allocation should be dynamic and flexible-adjusting with you as you move through life. Finding your unique formula for the many years you hope to spend in retirement is an important consideration as you transition your lifestyle into your non-income producing years.

The asset allocation formula that worked for you as you were building your nest egg will need to change to a more conservative approach, perhaps allocating a greater percentage of your overall portfolio to income-generating investments as you grow older. Simply put, you don’t want to assume the same level of risk since your capacity and investing time horizon to recover from losses is no longer as great. Your focus should now be on preserving capital and generating a predictable income stream to supplement other income sources.

Allowing For Inflation
Although it’s not a problem right now, many observers believe we will be facing higher inflation down the road. That can be a very real problem in retirement. For example, at a three percent inflation rate, $100,000 worth of purchasing power declines to $54,379 in 20 years. Most people also assume that their healthcare costs are going to increase in their later years, so you will want to allow for that, too. These two factors, plus the possibility of other unexpected expenses, mean that you are likely to still need some percentage of growth-oriented assets in your portfolio.

As the market gyrations of the past few years demonstrated quite convincingly, one of the big risks of investing is having to sell at the wrong time. For this reason, you also need to keep a certain percentage of your assets liquid, in cash or equivalent, so you can access that money quickly if needed. Although everyone’s situation is different, keeping six to 24 months’ or more worth of expenses in cash is a good goal. To visualize the benefit of this, think about the difference between an investor who had to raise money by selling stocks during the market crash of 2009 versus another who could wait until a few months later.

How Long Should You Plan For?
While you can’t know for certain how many years you’ll spend in retirement, we do know that because life spans in general are increasing, the years people spend in retirement are also increasing. For example, actuaries say that for a couple who are both 65 when they retire, there’s an 85% probability that at least one of them will live past 85. This means that your assets may have to last you quite a long time.

Living longer also means that the growth oriented portion of your portfolio has more time to experience the magic of compounding. For example, if you have $100,000 allocated to that portion and are able to achieve annual returns of 6%, after 10 years you’ll have $179,084.77, and after 15 years, you’ll have $239,655.82. This assumes no losses-a good reason to stick with less-risky investments.

Asset allocation in retirement is a critically important element of your overall plan-be sure to get some expert help in deciding what’s best for you. Also, don’t forget to revisit your formula periodically to be sure your asset mix is increasingly conservative as you get older.

Amy V. Smith Wealth Management, LLC, is an independent firm. Amy is a Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA) and offers securities through Raymond James Financial Services, Inc., member FINRA/SIPC. Her office is located at 161 Fort Evans Road, NE, Ste 345, Leesburg, VA 20176. www.amysmithwealthmanagement.com.

The opinions and recommendations here are those of the columnist and not necessarily those of Raymond James or RJFS. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Expressions of opinion are as of this date and are subject to change without notice. Asset allocation does not ensure a profit or protect against a loss.

The Long-Term Care Dilemma: Insurers Leaving, Premiums Increasing

Amy Smith-BRL

If you’ve planned for long-term care, you’ve done well because there’s a pretty good chance you or your spouse will have a need for care at some point. According to the National Clearinghouse for Long-term Care (www.longtermcare.gov) about 70 percent of people over age 65 will need some type of care during their lifetimes and more than 40 percent will require care in a nursing home.
According to the National clearinghouse, in 2010 it cost an average of $75,000 per year ­for a semiprivate room in a nursing home, while one year of care at home costs about $19,700 per year. … Continue Reading

There’s Still Time to Contribute to an IRA for 2011

April 4, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

Good news! There’s still time to make a regular IRA contribution for 2011. You have until your tax return due date (not including extensions) to contribute up to $5,000 for 2011($6,000 if you were aged 50 by December 31, 2011.) For most taxpayers, the contribution deadline for 2011 is April 17, 2012. Normally, your tax return must be filed by April 15. However, the IRS has extended the deadline to April 17 this year because April 15 is a Sunday and April 16 is a holiday in Washington, D.C. (Emancipation Day). … Continue Reading

The Power of Dividends in a Portfolio

March 7, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy Smith

It wasn’t so long ago that many investors regarded dividends as roughly the financial equivalent of a record turntable at a gathering of MP3 users – a throwback to an earlier era, irrelevant to the real action.

But fast-forward a few years and things look a little different. Since 2003, when the top federal income tax rate on qualified dividends was reduced to 15 percent from a maximum of 38.6 percent, dividends have acquired new respect. Favorable tax treatment isn’t the only reason, either; the ability of dividends to provide income and potentially help mitigate market volatility is also attractive to investors. As baby boomers approach retirement and begin to focus on income-producing investments, the long-term demand for high-quality, reliable dividends is likely to increase. … Continue Reading

Modestly Optimistic in 2012?

February 2, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

“We are suffering just now from a bad case of economic pessimism. It is common to hear people say the epoch of enormous economic progress which characterized the century is over; that the rapid improvement in the standard of life is now going to slow down; that a decline in prosperity is more likely than an improvement in the decade which lies ahead.” — John Maynard Keynes … Continue Reading

7 Steps to Increase Your Wealth

January 5, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy Smith

Being rich is not hard. It’s a matter of adopting the right attitude.

After all, the woman convinced by her mother that she’ll always be poor is unlikely to take steps to attain substantial wealth. And the couple who plays it safe to ensure a comfortable lifestyle for the kids won’t take perceived risks to change their financial situation. … Continue Reading

Social Security is Worth the Wait

November 2, 2011 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy V. Smith

According to the Social Security Administration, more than nine out of ten individuals age 65 and older receive Social Security benefits.

Anyone considering retirement and drawing Social Security retirement benefits should have an understanding of how this important decision will affect his or her family and themselves. For someone whose full retirement age is 66, drawing benefits at age 62 permanently reduces an individual’s per year base benefit by 25 percent. While it is true that some people needed to retire, or found themselves in situations where the decision was made for them, it is more financially advantageous to wait. “If you wait, you will receive a guaranteed increase each year of seven to eight percent per year until you reach age 70,” says Raymond James Senior Tax and Estate Consultant Susan Hartman. … Continue Reading

Save a Fortune on Herbs and Spices

October 6, 2011 by Blue Ridge Leader Columns, Running Totals, Uncategorized Be the first to comment
money

By Cat Morris

We are coming into spice season. Mmmmmm! Cinnamon, nutmeg, and clove come to mind as the weather begins to turn and the days get shorter. Now is a great time to clear out your old herbs and spices so you can start the cool weather season on a fresh, flavorful note.

If you’re like me, you never remember what you have in the cabinet, and often return from the store with a container of herbs or spices as insurance against being left short on a special recipe. I believe we all have that spice we can never recall seeing recently in the cupboard, and that spice, for me, is cinnamon. No matter that I possess pounds of the stuff: I inevitably find myself staring at grocery shelves, wondering, “Am I out of cinnamon?”

Now is the time to officially take inventory and update my holdings. In addition to lots of cinnamon, I admit to owning ancient jars of stuff I’ve barely touched. It hurts to think of tossing something for which I paid a pretty penny, and just possibly might need someday.

The good news is that since I first bought some of those ancient, pricey jars, I have discovered that quality herbs and spices are not expensive. In fact, if you have been buying your herbs and spices from a mainstream grocery store, as I used to; cease and desist: Supermarkets impose scandalously large mark-ups on spices. That .12 ounce jar of McCormick bay leaves that costs $3.99 at your favorite grocery store? The same quantity from a local health food store will set you back a whole 17 cents. Did that get your attention?

Let’s do some math:

As of this writing, McCormick bay leaves at one major grocery store cost $3.99 for a .12 ounce jar, which comes to $33.25 per ounce, or $532 per pound (not that you’d ever need a whole pound of bay leaves).

By contrast, Frontier brand bay leaves from the bulk section at Natural Mercantile of Hamilton cost about $1.21 per ounce, or $19.30 per pound. Yes, that would be a $512.70 price difference from the grocery store for a pound of the same product.

[Incidentally, if you were to actually need a whole pound of bay leaves, Costco sells a one-pound container for a whopping $6.40.]

Would you like another example? Ground cloves are priced between $6-8 dollars per ounce at one major grocery store right now. I found them elsewhere for $.86 per ounce. In a recent comparison shopping exercise, I found that I could replace one-ounce quantities of fifteen common herbs and spices for less than $14 total by buying them outside a supermarket, versus upwards of $60 at the supermarket.

Another fantastic, and often even less expensive, source for herbs and spices is ethnic food stores. Indian markets, or Mediterranean and Mexican grocers will have large quantities of excellent quality spices for a fraction of the cost at a mainstream grocery store.

Unless it’s a seasoning I use a lot, I prefer to buy herbs and spices from a health food store because I can purchase as little or as much as I like. I am charged only for what I take. If I need a larger quantity, I’ll hit a local ethnic store for high quality spices sold in larger amounts, and store them at home in pint sized mason jars. And of course, if you can use a pound or so of a seasoning (I can’t) warehouse stores such as Costco offer fantastic prices.

How long will your freshly purchased herbs and spices keep? The Virginia Cooperative Extension’s Food Storage Guidelines for Consumers indicates that dried herbs and ground spices will stay fresh at room temperature for six months, or one to two years in the freezer. Whole spices will last 1-2 years at room temperature and 2-3 years in the freezer. (Interestingly, the shelf life of ground mustard is reduced by chilling it, so always keep mustard at room temperature.) If you keep your spices at room temperature, keep them in a dry, dark location. Avoid storing them above your cook top, where their flavor will suffer from heat.

The best way to check the freshness of herbs and spices is to open the container, put some in your hands, and check for strong aroma, taste and color. Seasonings kept longer than recommended won’t hurt you, so don’t fret if your oregano is five years old. It won’t do harm, but it won’t have much taste, either.
I’d love to hear where you find the best bargains on herbs and spices in the area. Email me at Cat.Morris@earthlink.net or visit us online at brleader.com and leave your comment following my column.
In last month’s column I promised an article on extreme frugality. I spoke too soon. My apologies, but I couldn’t resist writing about getting great deals on herbs and spices first, what with holiday cooking right around the corner!

Market Volatility and Your Emotions

Amy Smith-BRL

“Market volatility: period when financial instrument prices fall quickly or go up by an unusual amount.” That’s a dictionary definition. Mine is more like the “I’m going to be sick” feeling that usually accompanies a roller coaster ride at my daughter’s favorite theme park. Unless you’ve not been checking your emails, reading newspapers, or watching television (a.k.a. “vacation”), you know it’s been a bumpy ride the last few weeks, and some financial experts say it might be like this for a while.

Here are some things you might want to consider before F.E.A.R. (False Evidence Appearing Real) kicks in:

  1. Don’t Panic: No matter how careful you are, you can neither predict nor control the future. No one has a crystal ball.
  2. Know what you own and why you own it: When the market goes off the tracks, knowing why you originally made a specific investment can help you evaluate whether those reasons still hold and whether a lower price might actually be a buying opportunity. It is individual stocks that determine the market, not vice versa. Buy value, not market trends or the economic outlook. … Continue Reading

Ten Ways You Can Save Money this Month

August 30, 2011 by Contributor Columns, Running Totals Be the first to comment
money

By Cat Morris
 
Think about this: Once you spend a dollar on a one-time-use item or experience, your dollar is gone forever.
 
When I buy paper goods to use at a barbecue, I exchange hard earned dollars for those paper goods, and as soon as the cups and plates hit the trash, the value of those goods, and the dollars I paid for them, is zero. Gone forever.
 
This is obvious, right?
 
Now think about this: When I buy a needed piece of furniture with my dollars, I spend hard earned dollars, but I continue to own the value of those dollars, in a sense, as long as I own and use the furniture. If I buy wisely, my furniture might even increase in value over time. … Continue Reading

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Sustainable Planet

You Too Can Be an Economist

9 Jul 2014

noerpel150

“Wealth, as Mr. Hobbes says, is power.” – Adam Smith [1] “[T]he fundamental theoretical and empirical assumptions behind free-market economics are highly questionable. Nothing short of a total re-envisioning of the way we organize our economy and society will do.” …

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Ask Dr. Mike

Concern Over E-cigarettes

3 Jul 2014

Michael_Pic

– By Michael Oberschneider, Psy.D. Dr. Mike, I was very upset to find an e-cigarette in my son’s room the other day. At first I didn’t even know what it was but then figured it out. My son is 17, …

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Just Like Nothing (Else) on Earth

Just Like Nothing (Else) On Earth: Blue Ridge Mountain Road

3 Jul 2014

timjon

It wasn’t until I saw it all under heavy fog that this place really came to speak to me; sure, I’d seen it in rain, snow, sleet and just about every other condition you could name, but before that blanket …

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Mountville Road

3 Jun 2014

timjon

Glancing at a map, it really doesn’t look like much to the casual observer – one might think: “Hmm, just a little connector road in the southwestern portion of a place called Loudoun County” – from Snickersville Turnpike in the …

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Virginia Gardening

Let’s Start Thinking About Planning A Fall Garden

3 Jul 2014

fallgarden

– By Donna Williamson There is so much information out there about gardening and planting – it makes my head spin. Some good information, some bad information that just gets repeated over and over – so here is some info …

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Sushi's Corner

When Twinkle Lights Were Discovered!

3 Jul 2014

sushi

“Tails” From The Barnyard – By Sushi By now if you have been reading my “ Sushi, Tails from the Barn Yard” you have heard about the infamous story tree smack dab center in front of the large white farm …

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Samuel Moore-Sobel

What Should I Do With The Rest Of My Life?

3 Jul 2014

- By Samuel Moore-Sobel Like many other students more than halfway through college, I find myself contemplating what I am going to do with the rest of my life. Lately I have been considering attending law school. Being a lawyer …

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Amy V. Smith's Money Talks

Amy and Dan Smith’s Planning For Life

3 Jul 2014

Smith0035

– by Amy and Dan Smith I’m pleased to join Amy in this column. There are topics, which I know from my years of experience in the estate planning field are of interest to folks and which can be rather …

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Student News

Loudoun Student Awarded Environmental Scholarship

6 Jul 2014

Allison_Arpajian

American Disposal Services is proud to announce Allison Arpajian, the Loudoun County recipient of their Annual American Disposal Services Inc. Scholarship. Applications were distributed to all public high schools in Loudoun and Fairfax Counties. One winner was chosen from each …

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Local Residents Graduate from the College of William & Mary

3 Jul 2014

The following residents recently graduated from the College of William & Mary: Alexander Graeme Thomson, from Hamilton (20158), with a BS degree. Gabrielle Alana Graves, from Middleburg (20117), with a BA degree. Kathleen Warren Hale, from Middleburg (20117), with a …

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Kevin Sherman Graduated from Ithaca College

3 Jul 2014

Kevin Sherman, a native of Middleburg, Va., graduated from Ithaca College’s School of Health Sciences and Human Performance with a degree in Sport Studies. The degree was awarded in May 2014.

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Events

July 2014
M T W T F S S
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Village at Leesburg VAL’s Pals

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June 30, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

1

Village at Leesburg VAL’s Pals

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July 1, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

2

Village at Leesburg VAL’s Pals

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July 2, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

VAL's Pals Kid's Club

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July 2, 2014N/A

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA
314-602-1325

FREE activity every Wednesday at 10 a.m. Held in Community Room at 1601 Village Market Blvd. #100, next to Plow & Hearth and across from Cobb Theatres, unless noted. 

  • July 2  – Paul Hadfield aka “The Funny Guy” Clown Theater program

3

Village at Leesburg VAL’s Pals

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July 3, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

4

Village at Leesburg VAL’s Pals

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July 4, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

5

Village at Leesburg VAL’s Pals

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July 5, 2014

Village at Leesburg Shopping Center
1602 Village Market Blvd
Leesburg, 20175
USA

Join us for this week’s FREE kids’ club program featuring a FREE movie at Cobb Theatres. Join us for “Turbo” or “Walking with Dinosaurs.” Go to VillageAtLeesburg.com for more information.

 

Saturday Summer Music Series

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July 5, 2014

Village at Leesburg
1602 Village Market Blvd., SE, Suite 215, Leesburg, VA 20175
Leesburg, 20175
USA
314-602-1325

Enjoy the sounds of summer every Saturday night through August 16! 5 – 8 p.m. in Fountain Court FREE. Bring your own chair or check out our new patio-style furniture in fountain court. Go to VillageAtLeesburg.com for full schedule.  Check facebook/villageatleesburg.com

  • July 5thTed Garber

Conversations in History Series: The Nature of Sacrifice

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July 5, 2014

Mt Zion Church
40309 John Mosby Hwy
Aldie, 20105

Carol Bundy, author and historian, will speak on William Hathaway Forbes and the California Battalion's confrontation of Colonel John S. Mosby, 1864. Co-hosted by Mosby Heritage Area Association and Northern Virginia Regional Park Authority.

6

July Sunday Brunch at Breaux Vineyards

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July 6, 2014

Breaux Vineyards
36888 Breaux Vineyards Lane
Purcellville, 20132
United States

End your Holiday weekend with a delicious Sunday Brunch! Take a break from the sunshine and heat to enjoy a 3-course meal paired with delicious Breaux Vineyard wines while overlooking the sweeping views! Chef Author from Grandale Farms has prepared a delicious farm to table meal for you to enjoy.

Tickets are $60 per person / $55 Cellar Club members

Cavaliers, Courage & Coffee Program

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July 6, 2014

Mt Zion Church
40309 John Mosby Hwy
Aldie, 20105

As part of the sesquicentennial events for the Battle of Mt Zion Church, the Gray Ghost Interpretive Group will offer a lantern lit dramatic evening. 540-687-5578.

7 8 9

VAL's Pals Kid's Club

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July 9, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA
314-602-1325

FREE activity every Wednesday at 10 a.m. Held in Community Room at 1601 Village Market Blvd. #100, next to Plow & Hearth and across from Cobb Theatres, unless noted. 

  • June 9 –  Zumba for kids

VAL Movies Under the Stars

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July 9, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175

FREE VAL Lawn Chair or Picnic Blanket for the first 50 families each week! Check out your film favorites at our NEW summer outdoor movie series. Grab refreshments from your favorite VAL restaurant, bring your own lawn chair and have fun! Go to VillageAtLeesburg.com for full schedule. For inclement weather updates, visit Facebook.com/VillageAtLeesburg. One giveaway per family, while quantities last. July 9 – The Goonies  PG  111 mins

10 11 12

9th Annual Key West Festival

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July 12, 2014

Breaux Vineyards
36888 Breaux Vineyards
Purcellville, 20132
USA

Come enjoy our "Vineyard in Paradise" at the 9th annual Key West Fest!  Wine tastings, food vendors,  live music, kids' activities and more!

Local crafters and vendors will also be on-site selling their wares and have great items you could win!  We will draw prizes under the band tent during the band breaks!

Please remember, no dogs or picnics are permitted at our festivals! 

Ticket sales coming soon!

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14 15 16 17

Increase Your Reach: Social Media Advertising for Business

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July 17, 2014

Why use social media advertising? What should your goals be? Facebook/Twitter/LinkedIn—what’s best for your business? How can you analyze results to ensure that you’re getting your money’s worth?

Get answers. Maximize the power of your SM advertising.

Presenter:  Kona Gallagher,  Marketing Program Coordinator for Loudoun County’s Department of Economic Development.

REGISTER at Loudoun SBDC.eventbrite.com

Fee:  $25 registration online; $30 at door
Those who pay at the door are not guaranteed seating or handouts.

18 19

Summer Saturdays

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July 19, 2014

Village at Leesburg
1602 Village Market Blvd SE
Leesburg, 20175
USA
5712912288

Village at Leesburg presents a music concert series. Come listen to various artists on Saturday July 19th, Saturday August 2nd, Saturday August 9th, Saturday August 16th, Saturday August 30th, Sunday August 31st, and Monday September 1st at Village at Leesburg in Fountain Court. There will be performances by Paul Pfau & Connor Pledger (R&B former The Voice contestants), Julian Roso (Acoustic Pop), Todd Wright Band (Alternative Pop Covers), Poorhouse Rd (Americana Blues), Music Bone (Electric Rock/Jazz), Gina de Simone & The Moaners (Swing/Dance), AJ Sith & The Apollo (Indie Rock) on alternating nights. For the full music schedule please visit villageatleesburg.com

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JUL Loudoun Federal Contractors Group Networking Event

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July 22, 2014

Patrick McMahon, Attorney - McMahon, Welch and Learned, PLLC, will present briefly on “Negotiating Teaming & Subcontracting Agreements from a Small Business Subcontractor Perspective.”

 

SPONSOR:   TD Bank, N.A.

 

Let’s continue building federal contracting relationships in Loudoun. Whether you’re a contracting neophyte or veteran, this event can help you move forward on your contracting goals.

The group’s founder, Loudoun SBDC, is a resource partner with the SBA. It has been helping to launch/grow government contracting businesses for over 10 years. It has strong partners within the economic development community and is well-positioned to assist you!

 

FREE but REGISTER at LoudounSBDC.eventbrite.com.

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VAL Movies Under the Stars

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July 23, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA

FREE VAL Lawn Chair or Picnic Blanket for the first 50 families each week! Check out your film favorites at our NEW summer outdoor movie series. Grab refreshments from your favorite VAL restaurant, bring your own lawn chair and have fun! Go to VillageAtLeesburg.com for full schedule. For inclement weather updates, visit Facebook.com/VillageAtLeesburg. One giveaway per family, while quantities last. July 23 – Despicable Me PG  119 mins

Movies Under The Stars

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July 23, 2014

Village at Leesburg
1602 Village Market Blvd SE
Leesburg, 20175
USA
5712912288

Come enjoy free movie screenings at Village at Leesburg. July 23rd Despicable Me (Rated PG) will be shown. August 6th will be the winning fan favorite vote. Choices are: Superman (original-Rated PG), Willy Wonka (Rated G), Surf's Up (Rated PG), and Smurfs (Rated PG). Vote on Facebook!August 20th Frozen (Rated PG) will be shown. Free event chair or picnic blanket will be given to the first 50 families!

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VAL Movies Under the Stars

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July 24, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA

FREE VAL Lawn Chair or Picnic Blanket for the first 50 families each week! Check out your film favorites at our NEW summer outdoor movie series. Grab refreshments from your favorite VAL restaurant, bring your own lawn chair and have fun! Go to VillageAtLeesburg.com for full schedule. For inclement weather updates, visit Facebook.com/VillageAtLeesburg. One giveaway per family, while quantities last. July 23 – Despicable Me PG  119 mins

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VAL Movies Under the Stars

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July 25, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA

FREE VAL Lawn Chair or Picnic Blanket for the first 50 families each week! Check out your film favorites at our NEW summer outdoor movie series. Grab refreshments from your favorite VAL restaurant, bring your own lawn chair and have fun! Go to VillageAtLeesburg.com for full schedule. For inclement weather updates, visit Facebook.com/VillageAtLeesburg. One giveaway per family, while quantities last. July 23 – Despicable Me PG  119 mins

July Fourth Friday at Breaux Vineyards

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July 25, 2014

Breaux Vineyards
36888 Breaux Vineyards Lane
Purcellville, 20132
USA

July Fourth Friday! July 25; 5:00 PM - 9:00 PM

Each month our "Fourth Fridays" event boasts a fabulous evening of wine + entertainment worth sharing with family and friends.  This month's fourth Friday falls on July 25th.  We will have live music, wine to taste and food to eat.  Don't miss out on this fun summer evening - come soak in the views, the music and of course some terrific vino!

No reservation needed - We'll see you Friday the 25th!

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Village at Leesburg 5th Annual Summer Block Party

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July 26, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA
314-602-1325

Saturday, July 26

3 – 8 p.m.  FREE

Join us for this FREE family event with live bands, entertainers, inflatables, food, sidewalk sales and fun activities throughout the entire center.  Go to VillageAtLeesburg.com for full schedule. 

 

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Blue Ridge Thunder Cloggers Summer Camps

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July 28, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

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Blue Ridge Thunder Cloggers Summer Camps

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July 29, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

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Blue Ridge Thunder Cloggers Summer Camps

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July 30, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

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Blue Ridge Thunder Cloggers Summer Camps

Close

July 31, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

1

Blue Ridge Thunder Cloggers Summer Camps

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August 1, 2014

38327 Charles Town Pike
Waterford, 20197
540.454.8639

The Blue Ridge Thunder Cloggers are offering two, fun summer camps!  If you've never clogged before, join us July 28 - Aug 1 for our Novice Camp.  Hours are 9:00am - 12:00pm.  If you are an experienced clogger, join us Aug 4 - Aug 8 from 9:00am - 12:00pm for our Experienced Camp.  Ages 8 through adult.  $50 per camp.

2

Loudoun County Sheriff’s Office (LCSO) Child Safety Day

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August 2, 2014

Village at Leesburg
1602 Village Market Blvd.
Leesburg, 20175
USA

Saturday, August 2 from 12pm-4pm  FREE

Get up close to awesome rescue squad vehicles and cool interactive displays! Enjoy music, inflatables,  prizes and giveaways and more fun. Go to VillageAtLeesburg.com for full schedule.

Notaviva Vineyards - Bluegrass Jam - FREE event

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August 2, 2014

Notaviva Vineyards
13274 Sagle Rd
Purcellville, 20132
540-668-6756

Notaviva Vineyards presents their monthly Bluegrass Jam a FREE event held the first Saturday of every month!

An event for all ages featuring Ashby Run. Open to players of every skill level

3pm-6pm Saturday 7/5

Wine available by the glass and by the bottle, lite snacks available. Must be 21 to drink alcohol.

Summer Saturdays

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August 2, 2014

Village at Leesburg
1602 Village Market Blvd SE
Leesburg, 20175
USA
5712912288

Village at Leesburg presents a music concert series. Come listen to various artists on Saturday July 19th, Saturday August 2nd, Saturday August 9th, Saturday August 16th, Saturday August 30th, Sunday August 31st, and Monday September 1st at Village at Leesburg in Fountain Court. There will be performances by Paul Pfau & Connor Pledger (R&B former The Voice contestants), Julian Roso (Acoustic Pop), Todd Wright Band (Alternative Pop Covers), Poorhouse Rd (Americana Blues), Music Bone (Electric Rock/Jazz), Gina de Simone & The Moaners (Swing/Dance), AJ Sith & The Apollo (Indie Rock) on alternating nights. For the full music schedule please visit villageatleesburg.com

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Recent Comments

View From the Ridge

There’s a New Gang in Town – And Isn’t It Time?

3 Jun 2014

blueridge2

For many, the recent town-wide elections in Purcellville present all of western Loudoun with a significant opportunity to launch a more citizen-focused future. On July 1 there will be a new mayor and a decidedly different balance of power on the Purcellville Town Council, as four new members with fresh …

(4 comments)

Editorial

Bed and Breakfasts – Boon or Threat to the Rural Economy?

3 Jun 2014

malcolm_pamela_011

By Malcolm and Pamela Baldwin Breaking news, in case you missed it: the Board of Supervisors has created new rules for bed-and-breakfast establishments in Loudoun, among them an increase in the number and frequency of events – such as weddings – B&Bs are allowed to host on their properties. At the same time, the board also tightened fire safety, building …

(2 comments)

Steady and Nobull

4 Mar 2014

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Lifestyle

Susan Greenbaum to Perform in Middleburg

17 Jul 2014

Susan_Greenbaum-live

The Bluemont Concert Series is proud to present Susan Greenbaum on Saturday, July 26 for the last of our four Saturday evening concerts in Middleburg. The concert begins at 7:30 p.m. The Middleburg concerts are now held at the Middleburg Community Center baseball field, located at 300 West Washington Street. Admission is $5 per person, $4 for Bluemont Friends and …

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Woodgrove High School Debate Camp

15 Jul 2014

Ms. Purvis’s WHS Debate Team is conducting a debate camp this summer from August 4 through August 8. It will be held each day from 8:00 to 11:30 a.m. at Woodgrove High School and is open to students who will be attending Woodgrove HS or Loudoun Valley HS. The purpose of the camp is to introduce aspiringdebaters to the art …

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Solas to Perform in Leesburg for Bluemont Concert Series

15 Jul 2014

Solas

The Bluemont Concert Series is proud to present Solas on Sunday, July 27th at 7:00 PM for the fifth of six Sunday evening concerts held on the grounds of the Old Loudoun Courthouse, located at 18 East Market St. in historic, downtown Leesburg. All are welcome at these family-oriented events and are encouraged to bring lawn chairs or blankets to …

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Wild Loudoun

Fireflies – Green Sequins Of The Night

3 Jul 2014

fireflies jar

I don’t usually start my Wild Loudoun column by sharing information about the scientific classification into which a given plant, animal or insect falls. But, in the case of the firefly, it’s too fun not too … Fireflies are part of an insect family known as Lampyridae … as in “lamp.” Of course they are, you say. Firefly larva – …

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Around Virginia

VDOE Names Chief Academic Officer

Superintendent of Public Instruction Steven R. Staples today announced that John William “Billy” Haun of Charlottesville will become the Virginia Department of Education’s chief academic officer, taking the position of assistant superintendent of instruction on September 1. “I am delighted that Billy is bringing his knowledge, leadership and innovative ideas …

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LaRock Appointed to Joint Commission on Technology and Science

Dave_larock

Speaker of the House William Howell has appointed Delegate Dave LaRock as a member of the Joint Commission on Technology and Science (JCOTS), effective immediately and lasting for the duration of his term in the House of Delegates. The Commission meets several times throughout the year to “Study all aspects …

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Virginia Earns Top Special Education Rating from U.S. Department of Education

Virginia is one of only 18 states and territories earning a “meets requirements” designation under the US Department of Education’s (USED) new results-driven accountability model for rating state compliance with the federal Individuals with Disabilities Education Act (IDEA). Previously in rating states, USED focused on procedural requirements such as timelines …

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Sports

Ida Lee NFL Flag Football League Registration Ends July 28

20 Jul 2014

NFL_Flag_Football_at_IdaLee

Registration for the Fall 2014 NFL Flag Football league is currently ongoing for boys and girls, ages six to 14, and spots are filling fast. To secure a spot in the league, participants must register by Monday, July 28, 2014. The Ida Lee NFL Flag Football League is the premier …

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Lady Vikings Claim District Lacrosse Title

3 Jun 2014

ladyvikings

By Mac Shuford The Loudoun Valley girls lacrosse team beat Woodgrove 10-7 on May 22 for the district championship. It was a hard fought victory and a long time coming as Valley had never beaten Woodgrove until this game, having narrowly lost last year’s district and regional Titles in the …

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Letters

Good News – Virginia Budget Passed

3 Jul 2014

speak

I hope folks have heard the good news that Virginia has passed a two-year budget, and passed it without allowing our new governor to force …

(2 comments)

T-Mac Does an O’Bama

24 Jun 2014

blueridge2

Everyone by now has heard that the Virginia Legislature was able to pass a budget without medicaid expansion. This has infuriated the Governor who has …

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De-couple Medicaid Expansion from the Commonwealth’s Budget

11 Jun 2014

blueridge2

At a September 25, 2103, debate sponsored by the Fairfax Chamber of Commerce, then Mr. McAuliffe declared, “No budget will be shut down in Virginia …

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