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13 Financial Planning Strategies for 2013

June 4, 2013 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

Part three of a series
By Amy Smith

Congress passed the American Taxpayer Relief Act of 2012(ATRA) on New Year’s Day. A number of changes came out of the act that will affect your tax bill. In this month’s column, I will be offering financial planning strategies for you to consider in 2013 that by taking appropriate action may help you avoid an unexpected tax bill next April.

7. REVISIT YOUR PLANNED CHARITABLE GIVING
Charitable giving can reduce your tax burden and also provide a sense of satisfaction by benefiting your favorite causes. Generally, donations to qualified charities count as an itemized deduction for that tax year. This includes cash, real estate, or other assets. The deductibility of charitable gifts is based on several factors, such as the donor’s income, the nature of the donation, and the charity receiving the donation. A sound plan can help offset an increase in taxes in 2013 due to higher taxes. … Continue Reading

The “Fiscal Cliff”

September 5, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy Smith

What is the “fiscal cliff”? It’s the term being used by many to describe the unique combination of tax increases and spending cuts scheduled to go into effect on January 1, 2013. The ominous term reflects the belief by some that taken together, higher taxes and decreased spending at the levels prescribed have the potential to derail the economy. Whether we do indeed step off the cliff at the end of the year, and what exactly that will mean for the economy depends on several factors.

Will expiring tax breaks be extended?

With the “Bush tax cuts” set to sunset at the end of 2012, federal tax rates will jump up in 2013. We’ll go from six federal tax brackets (10 percent, 15 percent, 25 percent, 28 percent, 33 percent and 35 percent) to five (15 percent, 28 percent, 31 percent, 36 percent, and 39.6 percent). The maximum rate that applies to long-term capital gains will generally increase from 15 percent to 20 percent. … Continue Reading

What Does the Supreme Court Ruling on the Health-Care Reform Law Mean for You?

July 31, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

On June 28, 2012, the U.S. Supreme Court ruled in a landmark decision, that the Patient Protection and Affordable Care Act (ACA) including the provision that most Americans carry health insurance or pay a penalty, is constitutional.

The ACA, signed into law in 2010, made sweeping reforms to health-care coverage in the United States. Many provisions of the law have already taken effect. A number of other provisions are scheduled to take effect in subsequent years, including the requirement that most Americans and legal residents have qualifying health insurance (exceptions apply) or pay a penalty in the form of a tax. … Continue Reading

Asset Allocation in Retirement

June 6, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy Smith

Asset Allocation in Retirement
Your asset allocation should be dynamic and flexible-adjusting with you as you move through life. Finding your unique formula for the many years you hope to spend in retirement is an important consideration as you transition your lifestyle into your non-income producing years.

The asset allocation formula that worked for you as you were building your nest egg will need to change to a more conservative approach, perhaps allocating a greater percentage of your overall portfolio to income-generating investments as you grow older. Simply put, you don’t want to assume the same level of risk since your capacity and investing time horizon to recover from losses is no longer as great. Your focus should now be on preserving capital and generating a predictable income stream to supplement other income sources.

Allowing For Inflation
Although it’s not a problem right now, many observers believe we will be facing higher inflation down the road. That can be a very real problem in retirement. For example, at a three percent inflation rate, $100,000 worth of purchasing power declines to $54,379 in 20 years. Most people also assume that their healthcare costs are going to increase in their later years, so you will want to allow for that, too. These two factors, plus the possibility of other unexpected expenses, mean that you are likely to still need some percentage of growth-oriented assets in your portfolio.

As the market gyrations of the past few years demonstrated quite convincingly, one of the big risks of investing is having to sell at the wrong time. For this reason, you also need to keep a certain percentage of your assets liquid, in cash or equivalent, so you can access that money quickly if needed. Although everyone’s situation is different, keeping six to 24 months’ or more worth of expenses in cash is a good goal. To visualize the benefit of this, think about the difference between an investor who had to raise money by selling stocks during the market crash of 2009 versus another who could wait until a few months later.

How Long Should You Plan For?
While you can’t know for certain how many years you’ll spend in retirement, we do know that because life spans in general are increasing, the years people spend in retirement are also increasing. For example, actuaries say that for a couple who are both 65 when they retire, there’s an 85% probability that at least one of them will live past 85. This means that your assets may have to last you quite a long time.

Living longer also means that the growth oriented portion of your portfolio has more time to experience the magic of compounding. For example, if you have $100,000 allocated to that portion and are able to achieve annual returns of 6%, after 10 years you’ll have $179,084.77, and after 15 years, you’ll have $239,655.82. This assumes no losses-a good reason to stick with less-risky investments.

Asset allocation in retirement is a critically important element of your overall plan-be sure to get some expert help in deciding what’s best for you. Also, don’t forget to revisit your formula periodically to be sure your asset mix is increasingly conservative as you get older.

Amy V. Smith Wealth Management, LLC, is an independent firm. Amy is a Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA) and offers securities through Raymond James Financial Services, Inc., member FINRA/SIPC. Her office is located at 161 Fort Evans Road, NE, Ste 345, Leesburg, VA 20176. www.amysmithwealthmanagement.com.

The opinions and recommendations here are those of the columnist and not necessarily those of Raymond James or RJFS. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Expressions of opinion are as of this date and are subject to change without notice. Asset allocation does not ensure a profit or protect against a loss.

The Long-Term Care Dilemma: Insurers Leaving, Premiums Increasing

Amy Smith-BRL

If you’ve planned for long-term care, you’ve done well because there’s a pretty good chance you or your spouse will have a need for care at some point. According to the National Clearinghouse for Long-term Care (www.longtermcare.gov) about 70 percent of people over age 65 will need some type of care during their lifetimes and more than 40 percent will require care in a nursing home.
According to the National clearinghouse, in 2010 it cost an average of $75,000 per year ­for a semiprivate room in a nursing home, while one year of care at home costs about $19,700 per year. … Continue Reading

There’s Still Time to Contribute to an IRA for 2011

April 4, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

Good news! There’s still time to make a regular IRA contribution for 2011. You have until your tax return due date (not including extensions) to contribute up to $5,000 for 2011($6,000 if you were aged 50 by December 31, 2011.) For most taxpayers, the contribution deadline for 2011 is April 17, 2012. Normally, your tax return must be filed by April 15. However, the IRS has extended the deadline to April 17 this year because April 15 is a Sunday and April 16 is a holiday in Washington, D.C. (Emancipation Day). … Continue Reading

The Power of Dividends in a Portfolio

March 7, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy Smith

It wasn’t so long ago that many investors regarded dividends as roughly the financial equivalent of a record turntable at a gathering of MP3 users – a throwback to an earlier era, irrelevant to the real action.

But fast-forward a few years and things look a little different. Since 2003, when the top federal income tax rate on qualified dividends was reduced to 15 percent from a maximum of 38.6 percent, dividends have acquired new respect. Favorable tax treatment isn’t the only reason, either; the ability of dividends to provide income and potentially help mitigate market volatility is also attractive to investors. As baby boomers approach retirement and begin to focus on income-producing investments, the long-term demand for high-quality, reliable dividends is likely to increase. … Continue Reading

Modestly Optimistic in 2012?

February 2, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

“We are suffering just now from a bad case of economic pessimism. It is common to hear people say the epoch of enormous economic progress which characterized the century is over; that the rapid improvement in the standard of life is now going to slow down; that a decline in prosperity is more likely than an improvement in the decade which lies ahead.” — John Maynard Keynes … Continue Reading

7 Steps to Increase Your Wealth

January 5, 2012 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy Smith

Being rich is not hard. It’s a matter of adopting the right attitude.

After all, the woman convinced by her mother that she’ll always be poor is unlikely to take steps to attain substantial wealth. And the couple who plays it safe to ensure a comfortable lifestyle for the kids won’t take perceived risks to change their financial situation. … Continue Reading

Social Security is Worth the Wait

November 2, 2011 by Blue Ridge Leader Amy V. Smith’s Money Talks, Columns Be the first to comment
Amy Smith-BRL

By Amy V. Smith

According to the Social Security Administration, more than nine out of ten individuals age 65 and older receive Social Security benefits.

Anyone considering retirement and drawing Social Security retirement benefits should have an understanding of how this important decision will affect his or her family and themselves. For someone whose full retirement age is 66, drawing benefits at age 62 permanently reduces an individual’s per year base benefit by 25 percent. While it is true that some people needed to retire, or found themselves in situations where the decision was made for them, it is more financially advantageous to wait. “If you wait, you will receive a guaranteed increase each year of seven to eight percent per year until you reach age 70,” says Raymond James Senior Tax and Estate Consultant Susan Hartman. … Continue Reading

Save a Fortune on Herbs and Spices

October 6, 2011 by Blue Ridge Leader Columns, Uncategorized Be the first to comment
money

By Cat Morris

We are coming into spice season. Mmmmmm! Cinnamon, nutmeg, and clove come to mind as the weather begins to turn and the days get shorter. Now is a great time to clear out your old herbs and spices so you can start the cool weather season on a fresh, flavorful note.

If you’re like me, you never remember what you have in the cabinet, and often return from the store with a container of herbs or spices as insurance against being left short on a special recipe. I believe we all have that spice we can never recall seeing recently in the cupboard, and that spice, for me, is cinnamon. No matter that I possess pounds of the stuff: I inevitably find myself staring at grocery shelves, wondering, “Am I out of cinnamon?”

Now is the time to officially take inventory and update my holdings. In addition to lots of cinnamon, I admit to owning ancient jars of stuff I’ve barely touched. It hurts to think of tossing something for which I paid a pretty penny, and just possibly might need someday.

The good news is that since I first bought some of those ancient, pricey jars, I have discovered that quality herbs and spices are not expensive. In fact, if you have been buying your herbs and spices from a mainstream grocery store, as I used to; cease and desist: Supermarkets impose scandalously large mark-ups on spices. That .12 ounce jar of McCormick bay leaves that costs $3.99 at your favorite grocery store? The same quantity from a local health food store will set you back a whole 17 cents. Did that get your attention?

Let’s do some math:

As of this writing, McCormick bay leaves at one major grocery store cost $3.99 for a .12 ounce jar, which comes to $33.25 per ounce, or $532 per pound (not that you’d ever need a whole pound of bay leaves).

By contrast, Frontier brand bay leaves from the bulk section at Natural Mercantile of Hamilton cost about $1.21 per ounce, or $19.30 per pound. Yes, that would be a $512.70 price difference from the grocery store for a pound of the same product.

[Incidentally, if you were to actually need a whole pound of bay leaves, Costco sells a one-pound container for a whopping $6.40.]

Would you like another example? Ground cloves are priced between $6-8 dollars per ounce at one major grocery store right now. I found them elsewhere for $.86 per ounce. In a recent comparison shopping exercise, I found that I could replace one-ounce quantities of fifteen common herbs and spices for less than $14 total by buying them outside a supermarket, versus upwards of $60 at the supermarket.

Another fantastic, and often even less expensive, source for herbs and spices is ethnic food stores. Indian markets, or Mediterranean and Mexican grocers will have large quantities of excellent quality spices for a fraction of the cost at a mainstream grocery store.

Unless it’s a seasoning I use a lot, I prefer to buy herbs and spices from a health food store because I can purchase as little or as much as I like. I am charged only for what I take. If I need a larger quantity, I’ll hit a local ethnic store for high quality spices sold in larger amounts, and store them at home in pint sized mason jars. And of course, if you can use a pound or so of a seasoning (I can’t) warehouse stores such as Costco offer fantastic prices.

How long will your freshly purchased herbs and spices keep? The Virginia Cooperative Extension’s Food Storage Guidelines for Consumers indicates that dried herbs and ground spices will stay fresh at room temperature for six months, or one to two years in the freezer. Whole spices will last 1-2 years at room temperature and 2-3 years in the freezer. (Interestingly, the shelf life of ground mustard is reduced by chilling it, so always keep mustard at room temperature.) If you keep your spices at room temperature, keep them in a dry, dark location. Avoid storing them above your cook top, where their flavor will suffer from heat.

The best way to check the freshness of herbs and spices is to open the container, put some in your hands, and check for strong aroma, taste and color. Seasonings kept longer than recommended won’t hurt you, so don’t fret if your oregano is five years old. It won’t do harm, but it won’t have much taste, either.
I’d love to hear where you find the best bargains on herbs and spices in the area. Email me at Cat.Morris@earthlink.net or visit us online at brleader.com and leave your comment following my column.
In last month’s column I promised an article on extreme frugality. I spoke too soon. My apologies, but I couldn’t resist writing about getting great deals on herbs and spices first, what with holiday cooking right around the corner!

Market Volatility and Your Emotions

Amy Smith-BRL

“Market volatility: period when financial instrument prices fall quickly or go up by an unusual amount.” That’s a dictionary definition. Mine is more like the “I’m going to be sick” feeling that usually accompanies a roller coaster ride at my daughter’s favorite theme park. Unless you’ve not been checking your emails, reading newspapers, or watching television (a.k.a. “vacation”), you know it’s been a bumpy ride the last few weeks, and some financial experts say it might be like this for a while.

Here are some things you might want to consider before F.E.A.R. (False Evidence Appearing Real) kicks in:

  1. Don’t Panic: No matter how careful you are, you can neither predict nor control the future. No one has a crystal ball.
  2. Know what you own and why you own it: When the market goes off the tracks, knowing why you originally made a specific investment can help you evaluate whether those reasons still hold and whether a lower price might actually be a buying opportunity. It is individual stocks that determine the market, not vice versa. Buy value, not market trends or the economic outlook. … Continue Reading

Ten Ways You Can Save Money this Month

August 30, 2011 by Contributor Columns Be the first to comment
money

By Cat Morris
 
Think about this: Once you spend a dollar on a one-time-use item or experience, your dollar is gone forever.
 
When I buy paper goods to use at a barbecue, I exchange hard earned dollars for those paper goods, and as soon as the cups and plates hit the trash, the value of those goods, and the dollars I paid for them, is zero. Gone forever.
 
This is obvious, right?
 
Now think about this: When I buy a needed piece of furniture with my dollars, I spend hard earned dollars, but I continue to own the value of those dollars, in a sense, as long as I own and use the furniture. If I buy wisely, my furniture might even increase in value over time. … Continue Reading

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Sustainable Planet

State of Sophistry

25 Sep 2014

noerpel150

There is a particularly sophistic science-denial argument which has been around since 2004. This popular argument cites a paper published in the journal Science in 2003 by Nicolas Caillon and colleagues [1] and then badly misinterprets it. It seems unlikely …

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Ask Dr. Mike

Addressing Robin Williams’ Suicide As a Teachable Moment with Your Child

3 Sep 2014

Michael_Pic

By Michael Oberschneider, Psy.D. Dr. Mike, My husband and I were both shocked by Robin Williams’ suicide. We’ve loved him since “Mork and Mindy” but don’t get how a guy who has everything could end his life like he did. …

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Just Like Nothing (Else) on Earth

Bloomfield

3 Sep 2014

timjon

Maybe it’s just my imagination (most people who know me stress that it’s one of my stronger – or maybe, stranger – traits), but I’d swear that there are places around this unique county of ours where the past not …

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Shreve Mill Road

6 Aug 2014

timjon

It’s quintessential Loudoun County in transition: In less than two miles, this sleepy, little country road passes by decrepit, abandoned structures (apparently just waiting for demolition and development), some surprisingly tranquil waterways, and stretches of mature forest that would entice …

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Virginia Gardening

Goldenrod – A Major Fall Beauty

3 Sep 2014

donnawilliamson

By Donna Williamson It’s easy to think that goldenrod causes autumn sniffles. It’s a native with species that tolerate all kinds of conditions, from full sun to shade, from moist soils to hot and dry. And it blooms everywhere around …

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Sushi's Corner

The Grumpy Old Troll Continued…

3 Sep 2014

sushi

By Sushi Now my friends if you have not read July’s Tails from the Barn Yard please visit www.brleader.com before you read the ending here. It is there you will read of a little girl by the name of Adele …

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Samuel Moore-Sobel

What It Means To Make a Comeback

3 Sep 2014

sobelpic

By Samuel Moore-Sobel What is a comeback? Merriam Webster gives a number of definitions for this word including, “a new effort to win or succeed after being close to defeat or failure.” This definition seems to capture the essence of …

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Amy V. Smith's Money Talks

Amy and Dan Smith’s Planning for Life: Do Not Resusitate Order (“DNR”)

3 Sep 2014

Smith0035

The DNR is a written order issued by a physician to withhold cardiopulmonary resuscitation for the patient in the event of cardiac or respiratory arrest. The DNR is now referred to officially as a “Durable Do Not Resuscitate Order.” The …

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Student News

Loudoun Student Awarded Environmental Scholarship

6 Jul 2014

Allison_Arpajian

American Disposal Services is proud to announce Allison Arpajian, the Loudoun County recipient of their Annual American Disposal Services Inc. Scholarship. Applications were distributed to all public high schools in Loudoun and Fairfax Counties. One winner was chosen from each …

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Local Residents Graduate from the College of William & Mary

3 Jul 2014

The following residents recently graduated from the College of William & Mary: Alexander Graeme Thomson, from Hamilton (20158), with a BS degree. Gabrielle Alana Graves, from Middleburg (20117), with a BA degree. Kathleen Warren Hale, from Middleburg (20117), with a …

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Kevin Sherman Graduated from Ithaca College

3 Jul 2014

Kevin Sherman, a native of Middleburg, Va., graduated from Ithaca College’s School of Health Sciences and Human Performance with a degree in Sport Studies. The degree was awarded in May 2014.

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Events

October 2014
M T W T F S S
29

Worldly Inspirations

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September 29, 2014

Arts in the Village Gallery
1601 Village Market Blvd.
Suite 116
Leesburg, 20175
USA
571-442-8661

In September, Arts in the Village Gallery presents Worldly Inspirations, a Featured Artist Exhibit showcasing intricately wrapped stone pendants and earrings by jewelry artist Dana Jansen, and evocative images captured by photographer Mary Louise Ravese, in a show that draws on inspiration, materials, and imagery from across the globe.

Dana Jansen’s use of intricate wire wrapping techniques encase and frame Brazilian agates, druzy quartz and an array of minerals and fossils found across the world.  Working mostly in sterling silver wire and occasionally copper, Dana’s labyrinthine designs supplement the stone’s natural beauty to create pieces that stand on their own as objects of fine art.

Mary Louise Ravese captures images that transport viewers to diverse destinations from around the block, to around the country, and around the globe. Inspired by a wide array of subject matter, Mary Louise's work resonates with striking color, texture and line. Her photographs of country landscapes, intriguing architectural details and unusual abstract compositions draw the eye and allow the mind to vicariously experience her view of the world.

 

Meet the artists and enjoy a glass of wine and refreshments during a free, open to the public reception on Saturday, September 20th, from 5 – 8 p.m.

Arts in the Village Gallery, 1601 Village Market Blvd, Suite 116, Leesburg, VA 20175. Tel: 571-442-8661 Email: info@artsinthevillage.com Website: http://www.artsinthevillage.com/

30

Worldly Inspirations

Close

September 30, 2014

Arts in the Village Gallery
1601 Village Market Blvd.
Suite 116
Leesburg, 20175
USA
571-442-8661

In September, Arts in the Village Gallery presents Worldly Inspirations, a Featured Artist Exhibit showcasing intricately wrapped stone pendants and earrings by jewelry artist Dana Jansen, and evocative images captured by photographer Mary Louise Ravese, in a show that draws on inspiration, materials, and imagery from across the globe.

Dana Jansen’s use of intricate wire wrapping techniques encase and frame Brazilian agates, druzy quartz and an array of minerals and fossils found across the world.  Working mostly in sterling silver wire and occasionally copper, Dana’s labyrinthine designs supplement the stone’s natural beauty to create pieces that stand on their own as objects of fine art.

Mary Louise Ravese captures images that transport viewers to diverse destinations from around the block, to around the country, and around the globe. Inspired by a wide array of subject matter, Mary Louise's work resonates with striking color, texture and line. Her photographs of country landscapes, intriguing architectural details and unusual abstract compositions draw the eye and allow the mind to vicariously experience her view of the world.

 

Meet the artists and enjoy a glass of wine and refreshments during a free, open to the public reception on Saturday, September 20th, from 5 – 8 p.m.

Arts in the Village Gallery, 1601 Village Market Blvd, Suite 116, Leesburg, VA 20175. Tel: 571-442-8661 Email: info@artsinthevillage.com Website: http://www.artsinthevillage.com/

1 2 3 4

Notaviva Vineyards - Bluegrass Jam - FREE event

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October 4, 2014

Notaviva Vineyards
13274 Sagle Rd
Purcellville, 20132
540-668-6756

Notaviva Vineyards presents their monthly Bluegrass Jam a FREE event held the first Saturday of every month!

An event for all ages featuring Ashby Run. Open to players of every skill level

3pm-6pm Saturday 7/5

Wine available by the glass and by the bottle, lite snacks available. Must be 21 to drink alcohol.

5
6 7 8 9

Start Your Business (Loudoun)

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October 9, 2014

Is owning a small business a good fit for me? What are the steps for starting a business? Will I need funding? What are potential sources of funding? Ruth Cope, Assistant Director of the Loudoun SBDC, and Kelly Keyser Thompson, a Principal of Keyser Thompson Insurance Agency, will answer these and other questions essential for successfully starting a small business. Highlights will include:

•    Entrepreneurial traits
•    Taxes and licensing
•    Business plan development
•    Sources of financing
•    Marketing
•    Insurance

REGISTER at LoudounSBDC.eventbrite.com.

Fee:  $10 for registration online; $15 at the door
Those who pay at the door are not guaranteed seating or handouts.

10 11

Purcellville Tag Sale Space Available

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October 11, 2014

Loudoun Valley Community Center
320 West School Street
Purcellville, 20132
540-338-4122

Loudoun Valley Community Center is offering table space to take advantage of this community affair on October 11 and 12 from 7am to 4pm. Table rental is $25 for 2 days. Call 540-338-4122 or email lynda.vill@loudoun.gov to reserve.

Purcellville Library Fall Book Sale

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October 11, 2014

Purcellville Library
220 East Main Street
Purcellville, 20132
USA
540-338-3013

The Purcellville Library Advisory Board's Fall Used Book Sale will offer hardback and paperback books, CDs and DVDs for sale. Used books for all ages, both fiction and non-fiction will be included in the sale. All proceeds go to benefit the Purcellville Library. Cash or check only, no credit cards. Hardcover books $2, paperback $1.

Harvest Celebration at Breaux Vineyards

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October 11, 2014

Breaux Vineyards
36888 Breaux Vineyards Lane
Purcellville, 20132
United States

Come be a part of our celebration of the 2014 harvest season at Breaux Vineyards.  We will have live music with Steele & Oglevee, craft vendors, and, of course, wine tastings.  Also if the weather is nice we will be conducting vineyard tours on the hour.

No admission or RSVP for this fun day at the winery

Looking forward to seeing you here!

12

Purcellville Tag Sale Space Available

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October 12, 2014

Loudoun Valley Community Center
320 West School Street
Purcellville, 20132
540-338-4122

Loudoun Valley Community Center is offering table space to take advantage of this community affair on October 11 and 12 from 7am to 4pm. Table rental is $25 for 2 days. Call 540-338-4122 or email lynda.vill@loudoun.gov to reserve.

13 14 15

Event: Art Gallery Reception for Featured Artists -- jewelry artist Dana Jansen and photographer Mary Louise Ravese

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October 15, 2014

44045 Riverside Parkway
Leesburg, 20176

Meet Dana and Mary Louise and other gallery artists during a free, open to the public reception for this month's Featured Artists' exhibit "Worldly Inspirations,” presenting the wire wrapped jewelry of Dana Jansen and the evocative photography of Mary Louise Ravese as they reveal inspiration and imagery from across the globe.

 

Working primarily in sterling silver, Dana Jansen’s intricate wire pieces frame Brazilian agates, druzy quartz and an array of minerals and fossils found across the world.

Mary Louise Ravese’s country landscapes, architectural details and unusual abstracts draw the eye and allow the mind to vicariously experience her view of the world.

 

16

Creating an Effective Advisory Board

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October 16, 2014

An effective, motivated advisory board is invaluable for growing a business. It offers a community of support and influence. It helps you weather storms and exceed goals.

Marissa Levin is CEO of Successful Culture and author of Built to SCALE: How Top Companies Create Breakthrough Growth through Exceptional Advisory Boards. Join Ms. Levin as she discusses tools and templates for following her SCALE™ Model.

She’ll guide you on how to:

•    Select who you need to get your business from where it is now to where you want it to be, while developing exceptional leadership skills
•    Compensate your advisors (monetary, non-monetary, and types of equity-based compensation)
•    Associate them into your organization with a successful change management strategy
•    Leverage your advisors for business and process development, networking, and more
•    Evaluate constantly and Evolve the board as your organization grows
•    Exit advisors when they no longer fit

FREE but please REGISTER at LoudounSBDC.eventbrite.com

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FREE Live Music - Adam Bruno

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October 18, 2014

Notaviva Vineyards
13274 Sagle Rd
Purcellville, 20132
540-668-6756

Singer/songwriter Adam Bruno is a Tampa native, now living in Loudoun County. Adam has a powerful, soulful sound, blending all the best of pop, rock and acoustic music. His melody-driven songs and thoughtful lyrics make you an immediate fan!

Notaviva Vineyards will have wine for purchase by bottle or glass to any customers 21 years of age or older. Lite snacks are also available for purchase, or feel free to bring your own lunch and enjoy a picnic while listening to the tunes of Adam Bruno

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October Fourth Friday at Breaux

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October 24, 2014

Breaux Vineyards
36888 Breaux Vineyards Lane
Purcellville, 20132
United States
540-668-6299 ext. 204

Come enjoy the magic of fall evenings overlooking 105 acres of beautiful, lush vines at Fourth Fridays. We will have live music on the patio, food for purchase, and endless enchanting views as the sun sets over the vineyard.  Enjoy $4 mini tastings and a great selection of wines by the glass as you enjoy a fun evening with friends and your Breaux Vineyards family.

Don't miss any of these fun evenings!  The fourth Friday of each month from 5-9pm is reserved for this great event, so plan ahead!

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Notaviva Vineyards - Bluegrass Jam - FREE event

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November 1, 2014

Notaviva Vineyards
13274 Sagle Rd
Purcellville, 20132
540-668-6756

Notaviva Vineyards presents their monthly Bluegrass Jam a FREE event held the first Saturday of every month!

An event for all ages featuring Ashby Run. Open to players of every skill level

3pm-6pm Saturday 7/5

Wine available by the glass and by the bottle, lite snacks available. Must be 21 to drink alcohol.

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Recent Comments

View From the Ridge

I Wanna Uh-Uh-Uh-Uh-Uh-Undo It

6 Aug 2014

blueridge2

There’s a popular country western song that tells the story of a young woman who gets swept up in a night of partying and wakes up to find she has a ring on her finger, a new last name and a new husband. Knowing she had been duped but determined …

(1 comment)

Editorial

Sweeping Zoning Changes Continue To Be Proposed

3 Sep 2014

town of purcellville sign

Visions Of Purcellville Looking Like Reston At the August 21 Purcellville Planning Commission Work Session town community development staff continued to forge ahead with sweeping zoning changes to the town. Latest in the discussion was the PDH zoning district. Vice Chair Dennis Beese mentioned that he thought the goal was to make Purcellville look like Reston. This PDH district is …

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Purcellville Crossroads Tilley Entertainment Proposal

3 Sep 2014

editorialpic300

The new Tilley-Kline Entertainment complex proposal is in its initial stages of design. The proposal – not yet formal – is on a 50-acre parcel (50.46) that is not within the town of Purcellville, but north of Rt. 7 on the corner of Rt. 287 and Saint Francis Court (Rt. 722). The developers are considering a boundary line adjustment, and …

(33 comments)

Lifestyle

Mosby Heritage Area Association to Host a Talk on The VMI Cadets at the Battle of New Market

24 Sep 2014

Berkley house

The Mosby Heritage Area Association will host a talk on October 19, on the VMI Cadets at the Battle of New Market and the Berkeley Family of Aldie. The talk will begin at 2:00 p.m. at the Aldie Methodist Church, 39325 John Mosby Hwy in Aldie and after, a tour will be offered of the Berkeley House across the street …

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LVHS Senior to Open for Luke Brindley and Chris Ayer

22 Sep 2014

Local Loudoun Valley High School Senior Grant Frazier will open for Chris Ayer and Luke Brindley in a Buncearoo ‘curated event’ on Friday, September 26, at Catoctin Creek Distilling Co. on 120 W. Main Street in Purcellville.

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5K for Local Breast Cancer Patients

18 Sep 2014

wayside farm

On Sunday, October 19, Wayside Farm Fun in Berryville is hosting a 5K to raise money for the Cherry Blossom Breast Cancer Foundation, an amazing charity that helps local breast cancer patients. The race is a 5K cross-country trail run/walk through the fields of Wayside Farm Fun at the foothills of the Blue Ridge Mountains. Great Harvest Bread will be …

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Wild Loudoun

Nature, Moving from Season To Season on a Wing and a Prayer

3 Sep 2014

hummingbird

The term “on a wing and a prayer,” or “coming in on one wing and a prayer” is a WWII reference to the hardships pilots faced desperately trying to guide their disabled aircraft home and land safely, rather than be lost between the last place they were seen and the home base they were so desperately trying to reach. Using …

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Around Virginia

Governor McAuliffe Announces Measures to Expand Healthcare Services to Over 200,000 Virginians

McAuliffe

Launches 10-step plan that will reach Virginia’s most vulnerable citizens Governor McAuliffe launched A Healthy Virginia, a 10-step plan to expand healthcare services to over 200,000 Virginians. This plan is an unprecedented action by any governor in Virginia history and includes authorizations of four emergency regulations, one executive order, and …

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VDOE Names Chief Academic Officer

Superintendent of Public Instruction Steven R. Staples today announced that John William “Billy” Haun of Charlottesville will become the Virginia Department of Education’s chief academic officer, taking the position of assistant superintendent of instruction on September 1. “I am delighted that Billy is bringing his knowledge, leadership and innovative ideas …

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LaRock Appointed to Joint Commission on Technology and Science

Dave_larock

Speaker of the House William Howell has appointed Delegate Dave LaRock as a member of the Joint Commission on Technology and Science (JCOTS), effective immediately and lasting for the duration of his term in the House of Delegates. The Commission meets several times throughout the year to “Study all aspects …

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Sports

Little League Season Update

8 Aug 2014

ulll

By Carri Michon This spring 2014 Upper Loudoun Little League season found drenching rains making fields unplayable on a regular basis. Over 100 games were rescheduled due to wet, soggy fields, said league president, Norris Beavers. “The most I have ever remembered in my 28 years of volunteering with Upper …

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Ida Lee NFL Flag Football League Registration Ends July 28

20 Jul 2014

NFL_Flag_Football_at_IdaLee

Registration for the Fall 2014 NFL Flag Football league is currently ongoing for boys and girls, ages six to 14, and spots are filling fast. To secure a spot in the league, participants must register by Monday, July 28, 2014. The Ida Lee NFL Flag Football League is the premier …

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Letters

Where Is the Money?

3 Sep 2014

blueridge2

I’ve been reading a lot lately that Social Security is a drag on the deficit that must be reformed. But aren’t payroll taxes the sole …

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Sign the Petition

3 Sep 2014

blueridge2

Loudoun Water’s proposed construction of twin 189’ water towers at the very dangerous intersection of Red Hill Road and Stone School Lane is flawed. Red …

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Twin Water Towers Do Not Belong Here

3 Sep 2014

blueridge2

Loudoun Water needs water storage in the Transition Zone to accommodate growth, and proposes twin 189’ water towers at the intersection of Red Hill Road …

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