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Inspiring Young Investors

February 1, 2017 Lifestyle, Your Money Comments Off on Inspiring Young Investors

By Dylan Winick
The Wakefield Investment Club is a fantastic opportunity for students of the upper school to learn about investment and finance.  For many students, this club serves as their first exposure to information and skills pertinent to the investing world.  The club began as the brainchild of Wakefield School’s Chairman of the Board of Trustees, John Neff.  As a professional investor, he feels that understanding the value of a business is a necessary tool to offer students.  By gaining some background in investment, members of the Investment Club are able to supplement their education with real world experience in a unique way.  In the words of Neff, “There is real learning, real responsibility, and real opportunity for those interested.  We’ve only scratched the surface of the Investment Club’s full potential.” … Continue Reading

Your Non-Mobile Website Is Costing You

August 7, 2015 Your Money Comments Off on Your Non-Mobile Website Is Costing You

By B. Brandon Barker

The stats are real: 67 percent of people are viewing your website for the first time on a mobile device. For some potential customers, it’s a huge inconvenience (and sometimes a deal breaker) when they can’t find your products or location from a few taps on their phone. Almost 50 percent of e-commerce activity is mobile, and an increasing number of shoppers exclusively shop on mobile devices.

What makes a website mobile-friendly? In a nutshell, it needs to be readable and clickable from a small, handheld screen – a mobile phone or a tablet.

According to the Google Blog, a page is eligible for the “mobile-friendly” label if it meets the following criteria as detected by Googlebot: … Continue Reading

What You Don’t Know About Propane – But Should

December 10, 2014 Lifestyle, Your Money Comments Off on What You Don’t Know About Propane – But Should

Answers And Insights That Could Save You Thousands
An Interview With Dale Schultz

Where Does Propane Come From?
Dale Schultz: Propane is a by-product of drilling for Natural Gas (Methane). All propane in our area comes from North America. The U.S. is a net exporter of propane, primarily to Central and South America. The propane is separated from the methane, butane, and ethane at the refinery. Propane is transported to our area via rail and pipelines.

Is Propane less costly than home heating oil and diesel fuel?
DS: Adjusted for BTUs, propane is about $1.00/gallonless than either home heating oil or diesel. This why school districts around the country are converting their school bus fleets to operate on propane. It is not only saving them money, but equally important propane burns cleaner than diesel. … Continue Reading

Looking Long Term … Towards Solar Power

October 1, 2014 Your Money Comments Off on Looking Long Term … Towards Solar Power

Is solar power coming? Nationwide statistics indicate that the national answer question is “yes.” A first-ever Solar Home & Winery Tour in Loudoun County – held in September – is a sign that more and more people in the county are looking into solar power.

With respect to Virginia, the Solar Energies Industry Association reports that the state ranks only 27th nationally in the growth of solar power. However, a quick look at a map of the state shows a large cluster of solar-related companies – including manufacturers, contractor/installers, project developers and engineering professionals – in the northern Virginia, Washington D.C. and Maryland region. So, the market is there. Virginia ranks second out of five categories in terms of how affordable residential solar power installation is. While solar power can dramatically reduce your energy bills, the average cost of residential system in not insignificant – $10,000–$15,000 in our state. … Continue Reading

The Builder’s Wife: The Evolution of Green

May 2, 2012 Lifestyle, Your Money Comments Off on The Builder’s Wife: The Evolution of Green

By Cathy Little

There’s a lot of talk these days about Going Green. But, how much of it is reasonable and useful to do?  Can we be kinder to the environment and reduce our utility bills without spending too much green to go green?!

Due to industry innovation many green technologies have improved in efficiency and come down in price in the last few years.

Others are not yet practical options for Northern Virginia. … Continue Reading

Amy V. Smith’s Money Talks

Meet Amy Smith, our newest columnist who will write here each month on how to plan for an independent financial future. She will give special attention to the needs of pre-retirees and widowed and divorced women.

It’s hard to take up the subject of financial planning these days when so many individuals and families have been hit so hard by the recession. And yet, there’s probably no better time to begin to look ahead than right now.

As J. Pierpont Morgan, a gentleman who knew a fair bit about money, said, “The first step toward getting somewhere is to decide that you are not going to stay where you are.” … Continue Reading

Belt-tightening Homeowners Discover the Value of Do-It-Yourself Painting

October 28, 2010 Business, News, Your Money Comments Off on Belt-tightening Homeowners Discover the Value of Do-It-Yourself Painting

By Debbie Zimmer

Declining home values, tight credit, and concern about the jobs picture are causing homeowners to scale back their remodeling plans, according to industry sources. At the same time, more consumers are discovering the satisfaction and cost-savings to be had with do-it-yourself painting. “While economic stress has taken its toll on consumer spending, people still want their homes to look attractive,” says Debbie Zimmer, spokesperson for the Paint Quality Institute. “For many homeowners, the solution is to take things into their own hands and do their remodeling with paint.”

The economic benefit of sprucing up with paint is apparent when you consider the average cost of remodeling a kitchen or bath – two rooms that homeowners frequently focus on. According to the latest survey by Remodeling magazine, a mid-range bathroom remodel costs $16,142, while a “minor” kitchen remodel runs $21,411.

“By way of contrast, you’d be hard-pressed to spend more than $100 or so repainting a bathroom or kitchen yourself … For a few dollars more, you could even go one step further and repaint the cabinets and woodwork to give the room a totally new look. Granted, repainting would still leave the existing fixtures and appliances in place, but in terms of appearance, a fresh coat of paint can do wonders in remaking a room,” says Zimmer.

The story’s the same when it comes to exterior remodeling. Take the front door, for example. “The average cost of installing a new fiberglass entry door is nearly $3,500, but you could easily repaint an existing door for $30 or so in just a couple hours’ time,” Zimmer says.

Bigger savings are possible for those willing to tackle their exterior walls. Rather than spending more than $13,000 on average to have a contractor install vinyl siding, for example, the do-it-yourselfer’s cost for materials to repaint existing wood, vinyl, or aluminum siding would likely be well under $1,000.

“Do-it-yourself painters are the ones who reap the greatest savings, but big savings are available even to those who hire a professional painter to do the work,” says Zimmer. “It might cost $800 to hire a contractor to repaint a bathroom, but that’s a far cry from the $16,000 average cost to remodel the room.” For those who want to save the most and do their own painting, Zimmer offers some tips:

  • Spend time doing good surface preparation before starting to paint. Make sure all the surfaces are clean and free of dirt and rime, mildew, and flaking or peeling paint …
  • Use high quality brushes and rollers, and when working outdoors, use quality spraypainting equipment. Better tools and equipment apply the paint more evenly, make the work go faster, and produce a better-looking paint job. vUse top quality 100 percent acrylic latex paint.

Zimmer explains: “Since these paints have better hiding characteristics, they’ll cover even dark colors in fewer coats, and many of them function as both primer and paint. As a result, they offer a lot of built-in cost savings. Top quality 100 percent acrylic paints are also easy to apply and they produce a tough, durable finish that will last for years, making them a great value in terms of cost-per-year-of-service.”

According to Zimmer, the trend toward do-it-yourself painting, and painting in general, will likely continue. “Recent surveys indicate that consumers’ spending habits will be permanently changed as a result of today’s tough economic conditions. As time goes on, we expect more people to discover that repainting is a very affordable, and very effective, way to beautify their homes,” she says.

For more detailed information about surface preparation, paints, and painting, visit the Paint Quality Institute website at www.paintquality.com.

Small Steps To Add Energy Efficiency to Your Kitchen.

May 20, 2010 Lifestyle, Your Money Comments Off on Small Steps To Add Energy Efficiency to Your Kitchen.

We are all aware of the push to save energy. Here are some easy ways to reduce energy usage in your kitchen. Most of us have heard some if not all of this before. A lot of us dismiss the information and continue life as usual. Try making a conscious effort when you’re in the kitchen to remember some these techniques. Don’t try to make too many changes at once. It will only frustrate you and you’ll slip back into the old habits. Try just one thing for starters, for example letting your dishes air dry. After a couple of weeks it will become habit. Next put a sign on your oven door, “Don’t Peek”. After a few false starts it too will become habit and you’ll be able to take the sign down.

Your appliances including your refrigerator, dishwasher and range use about 13 percent of your home’s energy. Here are some general guidelines for improving the efficiency and cutting energy costs.

Refrigerators

Adjust the refrigerator temperature settings. Optimum refrigerator range is 37 to 40°F and freezer range is 0 to 5°F. Check your owner’s manual for settings if the temperature control does not specify degrees. A full refrigerator retains cold better than an empty one. The mass of cold items will help the refrigerator to recover more quickly after the door has been opened however don’t overfill it. That will interfere with the circulation of cold air inside. Minimize door openings as much as possible, easier said than done with children in the house. When you do have to purchase a new one keep in mind that top freezer models are 10 to 25 percent more efficient than a side by side. And look for a model with an ENERGY STAR sticker.

Dishwashers

Run the dishwasher only when you have a full load. Running it after 7:00 p.m. will avoid using energy at peak hours. Avoid using the “rinse hold” setting on your dishwasher. “Rinse hold” uses three to seven gallons of hot water for each use, and heating water takes extra energy. Pieces of food can build up over the dishwasher drain and cause the dishwasher to work harder. Check the drain regularly to ensure it does not become clogged. If your dishwasher has an air-dry setting, use it instead of the heat-dry setting. You will cut the dishwasher’s energy use 15 to 50 percent. If there is no air-dry setting, turn the dishwasher off after its final rinse and open the door. When replacing your dishwasher choose an ENERGY STAR model with settings such as partial load setting (which uses less hot water) and energy-efficient drying cycles and the option of air dry and heat dry settings.

Cooking

Avoid preparing meals that require you to use the range or oven extensively on hot days. This helps to reduce the load on your air conditioner and makes you feel more comfortable in your home. Don’t peek. Every time you open the oven door to look at the food, the oven temperature is lowered by 25°F to 75°F. Use cooking time wisely. Turn off the electric range two to three minutes before the task is done and allow the residual heat to finish the job. Use microwave ovens to save energy. Microwave ovens are about 33 percent more efficient than convection ovens and 66 percent more efficient than conventional ovens. Use the right sized pot on stove burners. A 6″ pot on an 8″ burner wastes over 40 percent of the burner’s heat. Also, cover pots and pans to keep heat in. When it is time to replace the appliance if purchasing an electric range look for one containing ceramic, halogen or induction range elements. They are more efficient than the type containing electric coils. They are also easier to clean and allow for greater temperature control. Consider purchasing a self-cleaning oven. It’s better insulated than other models, so they are more energy-efficient when used appropriately. Select an oven with a window. This allows you to check food without opening the door. Consider a convection oven. A convection unit in combination with a conventional oven cooks faster at lower temperatures.

This article written by Debi Skaggs of Lou Who Contracting, Inc. for informational purposes only. Lou Who Contracting provides conventional and alternative Heating and Air Conditioning solutions for residential and light commercial buildings in Loudoun, Clarke and Frederick County Virginia.

Surviving the Holidays

December 10, 2009 News, Your Money Comments Off on Surviving the Holidays

With Christmas fast approaching, panic is evident in the malls and shopping centers as people try to get all of their shopping done. With the tough economic situation this year, a little creativit … Continue Reading

Panel Offers Business Coaching

April 24, 2009 Business, Your Money Comments Off on Panel Offers Business Coaching

April 24, 2009

Last Thursday the Town of Purcellville hosted a Small Business Roundtable at the Carver Center. The event brought area small business owners face-to-face with a panel of nine business experts who offered advice and insight along with 30-days of personal coaching and consultation at no cost.

The experts presented 10-minute tutorials on legal, insurance, healthcare, technology, and commercial real estate issues. Over the next 30-days, registered business owners can tap into these experts as their own private consultants to answer questions and discuss ideas.

To find out more about the Roundtable or other future Roundtables, call Dee Cook at 703-777-2581, or e-mail dee.cook@vafb.com. To register as a Purcellville area small business and to set up your own session with the panel members, call Patrick Childs at 703-338-7421, or e-mail PCHILDS@purcellvilleva.gov.


 

 

 

 

Columns

Charles Murray’s Middlebury Melee

“Earthrise”, photo taken from Apollo 8 by Bill Anders on Christmas Eve, December 24, 1968. By Tony Noerpel On March 2, 2017, the appearance of Charles Murray at Middlebury College in Vermont caused a small riot [1]. The media blamed …

Earth System and Paleoclimate Change

In a new paper Owen Gaffney and Will Steffen [1], present a high order abstraction of the Earth System, E, in the form This is fine as an abstraction and shows the subsystems which impact the Earth System. The authors …

Famous Estate Blunders and How To Avoid Them

These celebrities’ tales are a strong reminder to review your estate plan before it’s too late. There’s a calm comfort that comes with estate planning: a sense that your family will be taken care of after you pass away (hopefully …

Fidget Gear, Good or Bad?

What do you think about the new fidget cubes and fidget spinners, and do they really help kids with ADHD? They’re making their way around our neighborhood, but I couldn’t find any good studies out there on either of the …

A Community Together: The Ten-Year Remembrance of 4/16/2007

Time moves forward, whether we are ready to move on or not. It’s been ten years since the massacre that shocked America. I’m talking about the event that started a standard of condolences from the president, tears and prayers from …

Soul Lost in Translation

“Greed, for lack of a better word, is good,” Gordon Gekko (Michael Douglas) tells us in the 1987 movie Wall Street. The newly released book, Black Edge: Inside Information, Dirty Money, and the Quest to Bring Down the Most Wanted …

Just Like Nothing (Else) on Earth: North Fork Road

It’s difficult to be in a hurry when all the surrounding geography seems to encourage thoughtful, relaxing contemplation – maybe even a meditative cat nap thrown in for good measure; now – turn your TV off and take the music …

Student News

Congratulations, Class of 2016

6 Jul 2016

Woodgrove High School’s Class Of 2016 Graduation – By Amanda Clark On June 16, Woodgrove’s Class of 2016 was the 5th graduating class to walk the stage and accept their diploma. The ceremony was filled with anticipation as the chorus, …

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Buckland Earns Degree In Medicine

6 Jul 2016

Molly Buckland, D.O., graduated from the West Virginia School of Osteopathic Medicine with a degree of Doctor of Osteopathic Medicine on May 28. While at WVSOM, Dr. Buckland received the Dr. Roland P. Sharp President’s Award and the James R. …

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Adams Promoted To Lieutenant

6 Jul 2016

Lt. James Adams, from Sterling and a Potomac Falls Halls Graduate, earned the promotion to the rank of Lieutenant. Adams is a Navy Week and Executive Outreach Planner for the Navy Office of Community Outreach in Millington, Tennessee. U.S. Navy …

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Calendar

April 2017
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
March 27, 2017 March 28, 2017 March 29, 2017 March 30, 2017 March 31, 2017 April 1, 2017

CA$H Bingo

CA$H Bingo

”Homage to Mother Earth”

”Homage to Mother Earth”

Nebbiolo Vertical Tasting

Nebbiolo Vertical Tasting

Notaviva Vineyards - Bluegrass Jam - FREE event

Notaviva Vineyards - Bluegrass Jam - FREE event

Old Time Country Ham and Turkey Dinner

Old Time Country Ham and Turkey Dinner
April 2, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

GALLERY COFFEEHOUSE: Readers Theater, “One Slight Hitch”

GALLERY COFFEEHOUSE: Readers Theater, “One Slight Hitch”
April 3, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 4, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 5, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 6, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 7, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

First Friday at the Winery

First Friday at the Winery
April 8, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

Cherry Blossom Celebration

Cherry Blossom Celebration

Come Paint with Us! Cherry Blossom

Come Paint with Us! Cherry Blossom

Meet the Artist - Robert Merhaut

Meet the Artist - Robert Merhaut

Healing Service

Healing Service

North Gate Vineyard presents a Vertical Tasting

North Gate Vineyard presents a Vertical Tasting
April 9, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

SPRING AWAKENS: DECORATED EGG AUCTION

SPRING AWAKENS: DECORATED EGG AUCTION

GALLERY COFFEEHOUSE: Writers’ Night Out

GALLERY COFFEEHOUSE: Writers’ Night Out
April 10, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 11, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 12, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 13, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 14, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

CA$H Bingo

CA$H Bingo

LAST HAM STANDING COMEDY IMPROV

LAST HAM STANDING COMEDY IMPROV
April 15, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

CA$H Bingo

CA$H Bingo

Easter at the Park

Easter at the Park

Easter Extravaganza

Easter Extravaganza
April 16, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

Easter Sunrise Service

Easter Sunrise Service
April 17, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 18, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 19, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 20, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 21, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

Jules & The Hammer Band with Teddy Chipouras

Jules & The Hammer Band with Teddy Chipouras
April 22, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

20th Anniversary Celebration & Grand Re-Opening

20th Anniversary Celebration & Grand Re-Opening

Celebrate Earth Day at North Gate Vineyard

Celebrate Earth Day at North Gate Vineyard

Andrew McKnight & Beyond Borders

Andrew McKnight & Beyond Borders
April 23, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

Franklin Park Big Band is Coming to Franklin Park Arts Center

Franklin Park Big Band is Coming to Franklin Park Arts Center

Jammin' at James

Jammin' at James
April 24, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 25, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 26, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 27, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
April 28, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

April Fourth Friday

April Fourth Friday

CA$H Bingo

CA$H Bingo
April 29, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”

2017 Virginia Touch-A-Truck

2017 Virginia Touch-A-Truck

Live Music: Dear Creek

Live Music: Dear Creek

Music With a Cause - The Loudoun Chorale

Music With a Cause - The Loudoun Chorale
April 30, 2017

”Homage to Mother Earth”

”Homage to Mother Earth”
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Recent Comments

  • SS Teacher on Fidget Gear, Good or Bad?: The fidget spinner and the fidget cube are very different. The fidget spinner is a disease to the classroom. It's...
  • Jimmy Hill on March 28 Purcellville Town Council Work Session: We have 2 playground areas within a few hundred yards of the proposed one from the article. LVCC has two...
  • Susan T. on ZOAM 2016-0014: Not exactly. ZOAM 2016-0014 allows for a maximum density of no less than 4 residential dwelling units per acre. ...
  • Blue Ridge District Supervisor on ZOAM 2016-0014: Amazing! The Board of Supervisors identifies and takes immediate action to close a loophole whereby unlimited by-right residential development will...
  • Martha Polkey on Envision Loudoun – Bold Action Versus Business-As-Usual: But concisely: Be careful of Bold Action. It may not be the ones you want.

Lifestyle

Welcome Home to this Colonial in Lovettsville

6 Apr 2017

By Hannah Hager All of us seek to put down roots in ?a pleasant, safe and prosperous area, and you’ll find as much within this home in the Dutchman’s Creek neighborhood in Lovettsville. Today, Lovettsville has all the trappings of an all-American hometown – a pizzeria downtown, excellent schools and busy streets that settle into quiet nights. Its claim to …

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Keep Loudoun Beautiful

5 Apr 2017

Greater Lovettsville Area Volunteers Needed The Keep Loudoun Beautiful spring clean-up takes place the entire month of April and greater Lovettsville needs volunteers. Bags, vests, gloves and grabbers are available at the Lovettsville Community Center during normal business hours, Monday through Friday.  Contact Lovettsville area leader, Laura Lieberman, for details and to coordinate pick-up  locations:  laura.long.lieberman@gmail.com.

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Take Me To the Garden Show

5 Apr 2017

The 27th Annual Leesburg Flower & Garden Festival comes to town Saturday, April 22 from 10:00 a.m. to 6:00 p.m., and Sunday, April 23 from 10:00 a.m. to 5:00 p.m. The award-winning event, estimated to attract 40,000 visitors over the two days, gets better and better every year. And, that’s not just the vendors and organizers talking; that’s the truth, …

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Editorial

Priscilla Nabs Plum Planning Commission Post

Appointment Shocks Many On January 3 Supervisor Tony R. Buffington Jr. (R-Blue Ridge) nominated Tom Priscilla for the Loudoun County Planning Commission to represent the Blue Ridge District. Priscilla was …

Op-ed

Opinion: Terrorism, Debt, and China: Oh My!

– By Nick Reid world can be a very dangerous place sometimes, especially for a nation state such as the United States. Although danger is always present, the number and …

Metro Money Mess Pushing West

– By Delegate Dave LaRock (R-33rd) A local paper recently quoted Loudoun Board Chair Phyllis Randall as saying that in her observation “some of the concerns raised by the people …

Dear Editor

Why Williams Gap Road Should Not Be Paved

Today, most residents of Loudoun County know nothing about Williams Gap, even those living on Williams Gap Road (Route 711). Knowing who “Williams” was, why a gap in the Blue …

Vote No To the Minor Special Exception

We are a group of Loudoun County citizens who will be adversely affected if the board grants a special exception for the Catesby Farm property at your upcoming meeting. You …

View From the Ridge

Envision Loudoun – Bold Action Versus Business-As-Usual

Everyone is talking about it. “Envision Loudoun,” our local government’s effort to reach out to the public for advice on how to rewrite and update the County’s Comprehensive Plan. Officials …

Around Virginia

Rep. Comstock Returns from Bipartisan Congressional Delegation to Egypt, Jordan, and Lebanon

Representative Barbara Comstock (R-VA) released the following statement after returning from a bipartisan Congressional Delegation visit to Egypt, Jordan, and Lebanon: “As believers around the world observed Holy Week, I appreciated the opportunity to visit and hear from those who serve our fellow man – our military men and women …

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Governor McAuliffe Announces Growth in Solar Industry-Related Jobs

Governor Terry McAuliffe announced that Virginia is one of the fastest growing solar job markets in the country. In the Solar Foundation’s National Solar Jobs Census 2016, Virginia is 2nd in the Southeast and tied with Utah for 9th in the U.S. for year-over-year solar job growth. The Commonwealth is ranked …

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McAuliffe Vetoes LaRock’s Public Assistance Eligibility Legislation  

On March 28, Governor Terry McAuliffe vetoed Del. Dave LaRock’s (R-33) House Bill 2092, which would have required any applicant for public assistance to undergo a full review of death records, incarceration status, employment status, lottery winnings, and all income. Recently, an Arlington woman was arrested on four counts of welfare fraud for …

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Sports

Woodgrove Training for Spring Track

9 Apr 2017

Woodgrove students get ready for the upcoming Spring track season. Photos courtesy of Robert Nelson

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Western Loudoun Volleyball Summer Camp Launched

6 Apr 2017

Western Loudoun Volleyball Club will be hosting its first ever summer camp June 26-29 at Foxcroft School in Middleburg.  The coed, four-day camp will run from 9-5 each day and feature advanced skills training, game strategy and mental approaches to the game.  The program will be managed by WLVBC’s Technical …

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